How to Dispute a Credit Card Charge in Pakistan
State Bank caps a Pakistani bank at 45 days to settle a disputed credit card charge. No interest meanwhile, and a refund if you win, even on a cancelled card.
Ali Akhtar · · 5 min read
Everything we publish on guides, covering prices, launches, how-tos and buying advice for readers in Pakistan.
State Bank caps a Pakistani bank at 45 days to settle a disputed credit card charge. No interest meanwhile, and a refund if you win, even on a cancelled card.
Ali Akhtar · · 5 min read
Fraud on your bank's own app, not a wallet. Freeze the app first, then report it, and how the free Banking Mohtasib ombudsman route works if the bank stalls.
Ahmad Ali · · 4 min read
State Bank rules make your bank refund a transfer caused by its own security failure, plus compensation. What is covered, what is not, and the timeline.
Ahmad Ali · · 5 min read
Punjab and Sindh law makes an online seller state its return policy before you pay. What that covers, what it does not, and how to escalate a refusal.
Ahmad Ali · · 5 min read
A manufacturer's warranty and a shop's own guarantee are different things in Pakistan. See what the warranty card actually covers and how to claim a repair.
Fajr Riaz · · 6 min read
A parcel from AliExpress, Amazon or Temu worth over Rs 1,000 now owes customs duty in Pakistan. See how TCS, Leopards, DHL and FedEx collect it on delivery.
Ali Akhtar · · 7 min read
FBR taxes a freelancer's foreign client income at 0.25 or 1 per cent, not the normal slabs. See which income counts, the rate that applies, and the IRIS steps.
Shahid Anwar · · 6 min read
A trade license from your union council or corporation is separate from FBR tax registration. See who issues it, what it needs, and why the fee is set locally.
Fajr Riaz · · 6 min read
We checked PSO and Shell's own pages for real EV charging stations in Pakistan. Here is what is live today, what is only planned, and how home charging works.
Ali Akhtar · · 6 min read
Punjab's Domestic Workers Act sets an 8 hour day, a weekly rest day and a legal minimum wage. See what applies in other provinces and where to complain.
Shahid Anwar · · 6 min read
Pakistani labour law caps a worker's probation at three months under the Standing Orders. See confirmation rights and notice rules for the probation period.
Fajr Riaz · · 6 min read
Pakistan's customs allowance covers clothes, one laptop and limited gifts duty free. See the currency declaration limits and what still gets taxed on arrival.
Shahid Anwar · · 6 min read
Inspecting a used car in Pakistan: match the chassis number, verify it on your province's portal, and get a mechanic to check for accident or flood damage.
Ali Akhtar · · 7 min read
Complain about a builder in Pakistan: the right authority for Rawalpindi, Lahore, Islamabad or Karachi, proof to attach, and how sealing or demolition follows.
Fajr Riaz · · 8 min read
Register your factory job with the Punjab Workers Welfare Fund for its scholarship, marriage grant, death grant and housing scheme. Steps and portal link here.
Fajr Riaz · · 7 min read
Search Punjab's CDSL portal by district and outlet name to check if a pharmacy or medical store holds a valid drug sale license before you buy medicine there.
Shahid Anwar · · 6 min read
A woman in distress can walk into a Dar-ul-Aman directly, or get referred by a court, police or NGO. How admission works, what it costs, and who runs it.
Fajr Riaz · · 6 min read
Report noise from construction, traffic, generators or factories to your province's environmental agency. Punjab, Sindh and KP contacts, and what to record.
Shahid Anwar · · 6 min read
Most provinces still run on 12 weeks fully paid under a 1958 law, while Sindh gives 16 weeks under its own 2018 Act. What you are owed, and by which law.
Ali Akhtar · · 6 min read
NADRA needs an heir in person, so most overseas heirs act through a power of attorney instead. The document order, the land record check, and OPF's role.
Shahid Anwar · · 6 min read
Farmers register by sending PKC and their CNIC to 8070 to get up to Rs 150,000 in interest-free input loans per season. Who qualifies, and what it excludes.
Fajr Riaz · · 5 min read
Transfer runs through your district KP Excise office, not online. The documents, the Rs 500 motorcycle fee, and why the car fee is not published anywhere.
Ali Akhtar · · 5 min read
A SIM tied to an old or unverified CNIC can be suspended without notice. How NADRA's biometric match works, who it affects, and how to get the SIM back on.
Shahid Anwar · · 5 min read
Punjab now issues the disability certificate through its DPMIS portal, not a hospital counter. The registration fields, board choice, fees, and tracking.
Ali Akhtar · · 7 min read