FEB&GIF Grants for Federal Employees: Marriage Grant Rs 50,000, Educational Stipend, Fee Refund and Farewell Grant (Every Rate)
FEB&GIF pays federal employees a Rs 50,000 marriage grant, Rs 20,000 to Rs 40,000 stipends, fee refunds and a farewell grant. Rates, forms and where to apply.
The Federal Employees Benevolent and Group Insurance Funds (FEB&GIF) pay a Rs 50,000 marriage grant for one child, educational stipends of Rs 20,000 to Rs 40,000 a year for up to two children, and a farewell grant of one month's pay on retirement after 20 years' service. These go to serving, retired and deceased federal employees' families, gazetted or not. Below is every rate, who qualifies, which form to use and where to send it.
Most federal employees know the fund only for its death benefits. But a monthly deduction from every federal salary also buys grants for living employees and their children, and many families never claim them. We read FEB&GIF's benefits page, scheme pages, forms list, FAQs and contact page on 31 October 2026.
Five FEB&GIF grants are for living employees and their children
FEB&GIF says it covers more than 649,000 federal employees, plus staff of autonomous bodies the 1969 Act has been extended to. Alongside the death and invalidity benefits, it pays five grants that do not need a death in the family.
| Grant | Amount | Who qualifies |
|---|---|---|
| Marriage grant | Rs 50,000 | One child of a serving, retired or deceased employee |
| Educational stipend | Rs 20,000 to Rs 40,000 a year | Up to two children a year, post matric, not PhD |
| Fee reimbursement | Semester or annual fee | Children in listed public sector programmes |
| Farewell grant | One month's pay | Employee retiring after 20 years' service |
| Essay competition award | Rs 15,000 to Rs 40,000 | Children at matric and undergraduate level |
The death benefits, including the sum assured of Rs 350,000 to Rs 1,000,000, burial charges of Rs 10,000 and the monthly benevolent grant of Rs 4,000 to Rs 10,100, are a separate claim. They are covered in group insurance for a deceased federal employee.
The marriage grant is Rs 50,000 for one child, son or daughter
FEB&GIF pays Rs 50,000 on the marriage of one child of a serving, retired or deceased employee, whatever the child's gender. Before 2011, it was paid only for the child of a deceased or invalid employee.
The fund's own pages give two dates for that change. The benefits page says it applies to marriages on or after 11 April 2011, and the marriage grant page says 21 April 2011. Only weddings near that date are affected. Use the "Application form for Payment of Marriage Grant" from the downloads page, which covers in service, retired and deceased employees.
Educational stipends pay up to Rs 40,000 a year for two children
The stipend is paid each year for post matric study up to MPhil or MS, in any subject, at a public or private institution. PhD is excluded. Only two children of one employee are paid in a financial year.
| Level | Stipend a year | Marks needed in last exam |
|---|---|---|
| Intermediate | Rs 20,000 | 60% for BS 1 to 10 staff, 70% for BS 11 to 22 |
| Graduation | Rs 24,000 | 70% |
| Masters or post graduation | Rs 30,000 | 70% |
| Professional studies | Rs 40,000 | 70% |
Professional studies means the same subjects as the fee reimbursement scheme below. So a child of a BS-7 employee in intermediate needs 60 per cent in matric. The same child in a BS degree needs 70 per cent in the last exam.
Semester fees are refunded in six professional fields
FEB&GIF reimburses the semester or annual fee for children in public sector universities, colleges and institutes. The fields are medicine (MBBS and BDS), engineering programmes accredited by the Pakistan Engineering Council, IT, business studies, D-Pharmacy and architecture.
IT here means computer science, software engineering, information technology, bioinformatics and information systems. Business means business administration and accounting and finance. Admission must be on merit, and the student must pass each semester or year without failing a subject.
Send the original bank paid fee challan. If the fee was paid online straight to the university, the fund asks for a university verified student ledger showing the deposit, plus a bank manager's verified statement showing the transfer.
This scheme repays fees for students who stay and pass. Getting money back after leaving a university is a different matter, covered by the HEC fee refund policy.
The farewell grant is one month's pay after 20 years' service
An employee who retires on pension after twenty years' service gets a farewell grant equal to one month's pay. "Pay" means the emoluments that count for pension. This rule applies to retirements after 1 September 2012; before that, 25 years were needed.
The farewell grant form also covers death after retirement, superannuation and voluntary retirement. It is a separate claim from the pension and commutation, which go through the accounts office. Your new pension after the 2026 rise is worked out in the federal pension increase for 2026.
Apply through your department to the right regional board
Claims go through the employee's parent department, which forwards them to one of three FEB&GIF regional boards: Islamabad, Lahore or Karachi. The board is the one covering the employee's last place of posting.
- Download the right form from the FEB&GIF downloads page.
- Fill it and attach the papers the form lists, such as CNIC copies and mark sheets.
- Get it verified and forwarded by your parent department.
- The department sends it to the Islamabad, Lahore or Karachi regional board.
- Follow up with the board's facilitation counter if nothing arrives.
| Office | Phone |
|---|---|
| Toll free number | 0800-46000 |
| Facilitation counter, headquarters Islamabad | 051-9252164 |
| Regional Board Lahore, facilitation | 042-99232992 |
| Regional Board Karachi, facilitation | 021-99206186 |
| Regional Board Islamabad, director | 051-9252372 |
FEB&GIF says public dealing runs until 2pm. The headquarters is the Benevolent Fund Building, Street 28, G-7/1, Islamabad. Complaints against the fund can also go online to the federal ombudsman through a link on its home page.
Common questions
How much is the FEB&GIF marriage grant?
Rs 50,000, paid on the marriage of one child of a serving, retired or deceased federal employee, son or daughter.
Who gets the FEB&GIF educational stipend?
Up to two children of a federal employee each year, in post matric study up to MPhil, with 70 per cent marks, or 60 per cent at intermediate for BS 1 to 10 staff.
Is the farewell grant paid on early retirement?
The rule is retirement on pension after twenty years' service. The farewell grant form lists voluntary retirement as one of its cases, so confirm your own case with the regional board.
Are non-gazetted employees eligible?
Yes. FEB&GIF's FAQ says both gazetted and non-gazetted employees are eligible for its welfare schemes.
What is the FEB&GIF toll free number?
0800-46000. The headquarters facilitation counter is 051-9252164.
Is there a lump sum for invalid retirement?
Yes, for 80 per cent disability declared by the Central Medical Board. The fund's pages give the range as Rs 150,000 to Rs 290,000 in one place and Rs 150,000 to Rs 390,000 in another.
How we verified this
What we checked, where we read it, and what we could not confirm.
Last checked 31 October 2026. We read the FEB&GIF benefits page, its scheme pages for the marriage grant, stipends, fee reimbursement, farewell grant and essay awards, the downloads list, the FAQs and the FEB&GIF contact page, all on 31 October 2026. The fund's pages disagree on the marriage grant start date and the invalidity lump sum ceiling, as noted above. We could not read the scanned notification files, so any change they contain is not reflected here.
About the author
Global Affairs & Political Economy Writer
Muhammad Hatim is a book lover who started writing because he enjoys it. At Pakistan Era he writes about international relations, geopolitics and the global economy, with a particular interest in South Asia and the forces behind current events.
