ReadyCash is an instant short term loan available for JazzCash Mobile Account users. To avail Readycash Loan, Users can use USSD or the mobile app and request small loans ranging between PKR 100 up to PKR 20,000 to 30,000 based on their usage of Jazzcash Account without any paperwork. The service is a quick solution when in need of quick cash.
In a Hurry to get JazzCash Loan? Follow these steps:
- Open Jazzcash App
- Go to “Loans” option available below “Money” on top right side
- Check eligiblity
- Select Loan Amount
- Enter Jazzcash Account PIN
- Get Loan Instantly into wallet
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Who Eligible & How Much Can You Get?
- Available to existing JazzCash users only not new users
- Loan limits depend on:
- Account usage history
- Wallet balance
- Repayment behavior
- Loan ranges from PKR 100 to 20,000 (USSD Code) or PKR 500 to 30,000 (via app)
- Only one loan at a time
Read How to Create JazzCash Account
How to Become Eligible for ReadyCash Loan
To get ReadyCash loan offers, build trust with JazzCash. Here is how to build trust with Jazzcash to gain ReadyCash Loan Offer:
- Use JazzCash app regularly
- Send and receive money frequently
- Make bill payments, mobile loads, or use app for shopping
- Maintain balance in Jazzcash wallet
- Avoid multiple accounts or suspicious activity
- Make sure JazzCash account is verified with CNIC
ReadyCash eligibility is decided by JazzCash system based on usage history and behavior, there is no manual request or fixed limit.
How to Get a ReadyCash Loan (USSD Method)
- Dial *786*6*8# (Jazz SIM required)
- Choose “Apply for ReadyCash”
- Pick loan amount
- Enter MPIN to confirm
- Loan is credited instantly
Read How to link JazzCash with Payoneer
Apply for ReadyCash Loan from JazzCash App
Here is how to apply for ReadyCash loan using official JazzCash mobile app:
- Open JazzCash App
- Tap on “Loan” button shown on right side (under “Money” icon)
- ReadyCash screen menu will open
- If eligible, it will show amount you can borrow
- Tap to proceed, confirm with MPIN, and the money is credited instantly
If not eligible yet, a message will appear: “Currently you are not eligible to avail ReadyCash loan. Keep using JazzCash more frequently to be eligible in the future.”
Loan Fees & Repayment
- Weekly fee varies from PKR 5 to PKR 1,000+, depending on amount borrowed
- Loan time period:
- USSD: 4 weeks (automatic one week extension if possible, fees apply up to week 8)
- Jazzcash App: Up to 8 weeks
- Repay early or partial payment anytime via:
- USSD: Dial *786#, choose “Repay ReadyCash”
- App: Go to ReadyCash section
- On due date, JazzCash will auto deduct amount + fee so keep wallet funded to avoid extra fee
What Happens If You Don’t Repay on Time
- Auto extension for up to 4 more weeks (extra fees apply)
- If still unpaid after extension, you will be:
- Blacklisted from future ReadyCash
- Reported to SBP Credit Registry via eCIB
- Unable to access any other loans within Pakistan
Is It Real or a Scam?
ReadyCash is a original and genuine, it is JazzCash offered product from Bank Alfalah. Always avoid fraudulent USSD clones or fake SMS.
JazzCash reminds users: “We will never ask for MPINs, passwords, or OTPs over calls/messages” Always use official channels.
Who Should Use JazzCash ReadyCash?
- Best for short term use and emergencies
- Good if have a solid repayment history and enough wallet balance
- Not for long-term needs, high fees stack quickly, and defaults hit credit
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Quick FAQs
Yes. JazzCash is doing promotion of readycash loans offer via call. But never share PIN or account detail via call, always avail offer via Jazzcash App or USSD Code
Yes, ReadyCash Loan is available for All Jazzcash Account holders. Use Jazzcash App to check eligiblity and get Loan.
JazzCash ReadyCash Loan amounts ranges between PKR 100 to PKR 30,000, depending on eligibility and usage history. Not everyone gets the same loan limit.
No. Repay first loan before applying again. One active loan at a time only.
If you do not repay JazzCash Loan on time, you will get charged extra fees, lose future eligibility for loans, and will get reported to credit agencies like eCIB if not paid.
Disclaimer: This article is for informational purposes only. We are not affiliated with JazzCash or Bank Alfalah.
Umer Kureshi is the Lead Administrator with a strong background in technology and digital marketing. As the Lead Administrator, and Writer at Pakera.pk, Umer manages the website operations, optimizes website content and writes engaging guides on technology and current events happening in Pakistan.
Currently, Umer is pursuing a Bachelor’s in Management Studies from Government College University, Lahore. Umer combines his academic insight, knowledge, and critical thinking with practical experience to give impactful results. Umer also contributes to Xfilink Pvt Ltd as the Lead Writer of Content Writers Team and to Technology Elevation, where he looks over affiliate marketing, web design, technical writing and proofreading.
In his free time, Umer stays active and energetic by regularly participating in sports and outdoor activities, combining his athletic spirit with a passion for staying sharp and focused.
