Bank AL Habib WhatsApp Banking: Check Your Balance and Last 5 Transactions on 021-111-014-014
Save (+92 21) 111-014-014 for Bank AL Habib WhatsApp Banking, see your balance and last 5 transactions, and compare the app, ATM and SMS alert fees for 2026.
Bank AL Habib WhatsApp Banking runs on the bank's helpline number, (+92 21) 111-014-014. Save it in your contacts, open WhatsApp and message it to see your account balance and your last 5 transactions. The same chat finds the nearest ATM or branch and sends product details and the schedule of bank charges.
WhatsApp is one of five ways to check a Bank AL Habib balance. The table below compares them, with the fee for each one from the bank's schedule of charges for July to December 2026.
How to start Bank AL Habib WhatsApp Banking
Save (+92 21) 111-014-014 in your phone as a contact, open WhatsApp, and send a message to it. Bank AL Habib says customers only need to save that number to start using WhatsApp Banking. A menu of services follows.
- Save (+92 21) 111-014-014 in your phone contacts, for example as "Bank AL Habib". On WhatsApp the number shows as +92 21 111014014.
- Open WhatsApp and find the new contact. If it does not appear, refresh your WhatsApp contacts.
- Send a short message, such as "Hi".
- Pick Account Balance or Last 5 Transactions from the menu.
Keep the mobile number in the bank's records up to date, because alerts and one-time codes go to that number. If you changed your number, Bank AL Habib asks for a Record Updating Form at your relationship branch.
What Bank AL Habib WhatsApp Banking can do
The chat is for information, not payments. Bank AL Habib lists seven features: account balance, last 5 transactions, product information, an ATM and branch locator, Islamic banking offers, the schedule of bank charges and tutorial videos. Money transfers stay in the app.
- Account balance: your current balance.
- Last 5 transactions: a quick mini statement.
- Product information: account types, cards, loans and discounts.
- ATM and branch locator: the nearest Bank AL Habib ATM, cash deposit machine or branch.
- Islamic banking: the bank's Islamic products.
- Schedule of bank charges: the current fee list.
- Tutorial videos: short guides to the bank's services.
For a full statement, a tax certificate or a transfer, use the AL Habib Digital app or AL Habib Mobile. The Bank AL Habib schedule of charges sets out what transfers and cards cost.
Five ways to check your Bank AL Habib balance
WhatsApp, the app and an own-bank ATM cost nothing for a balance check. Another bank's ATM charges Rs 4.67 a balance enquiry. SMS alerts tell you each time money moves, and alerts on digital transactions are free.
| Method | How | Fee |
|---|---|---|
| Message (+92 21) 111-014-014 | No fee listed | |
| AL Habib Digital app | Log in, see the dashboard | Free, the bank says |
| Another bank's ATM | Insert card, Balance Inquiry | Rs 4.67 a transaction |
| SMS alerts | Register on 111-014-014 or in the app | Digital alerts free, branch alerts Rs 255 a month |
| Helpline | Call (+92 21) 111-014-014 | No fee listed |
The app shows your balance and every transaction, with a statement for the last 6 months inside the app. The schedule also lists a Rs 4.67 fee for an optional printed receipt at a Bank AL Habib ATM.
Bank AL Habib SMS alerts: what is free and what costs
Alerts on all digital banking transactions are free for every customer, including ATM cash withdrawals, card payments and app transfers. Alerts for branch activity, such as cash deposits and cheque clearing above Rs 500, cost Rs 255 a month per local account.
- Free alerts: ATM cash withdrawals, debit and credit card transactions, Netbanking and mobile banking transactions, cheque book issue, and branch debits and credits of Rs 500,000 or more.
- Paid alerts: branch cash deposits and withdrawals, cheque clearing and returns over Rs 500, stop cheque, banker's cheque ready, physical statement issue, and cheque book activation.
- Register: call (+92 21) 111-014-014, or subscribe through AL Habib SMS Banking, Netbanking or the AL Habib Mobile app.
- Change your number: submit a Record Updating Form at your relationship branch.
For how the Rs 255 compares with other banks, see the bank SMS alert charges for 14 banks.
Keep your account safe on WhatsApp
Use only (+92 21) 111-014-014, the number on Bank AL Habib's own website. A balance check never needs your PIN, card number, password or a one-time code. Anyone asking for those in a chat or call is not the bank.
- A mobile number such as 03xx that claims to be Bank AL Habib on WhatsApp is not the bank's listed number.
- Never forward an OTP from the bank to anyone, even if they say they are from the helpline.
- Lost or stolen card? Call the 24/7 helpline on (+92 21) 111-014-014 straight away.
- If money has gone, the digital fraud refund rules set out what the bank must do and how fast.
Common questions
What is the Bank AL Habib WhatsApp number?
(+92 21) 111-014-014, the same as the bank's 24/7 helpline. Save it as a contact and message it on WhatsApp.
Can I check my Bank AL Habib balance on WhatsApp?
Yes. Account balance and last 5 transactions are both in the WhatsApp Banking menu.
Can I send money through Bank AL Habib WhatsApp Banking?
Transfers are not among the features the bank lists. Use the AL Habib Digital app or AL Habib Mobile.
How much does a balance check cost at another bank's ATM?
Rs 4.67 per balance enquiry, under the schedule of charges for July to December 2026.
Are Bank AL Habib SMS alerts free?
Alerts on digital transactions are free. Alerts on branch transactions cost Rs 255 a month per local account.
How do I change the mobile number for WhatsApp and SMS?
Submit a Record Updating Form at your relationship branch. A change of network only can be updated by calling the helpline from your registered number.
How we verified this
What we checked and where we read it.
Last checked 14 November 2026. The WhatsApp number and its seven features come from Bank AL Habib's AL Habib WhatsApp Banking page, whose "Message Us" button opens a WhatsApp chat with 92 21 111014014. The SMS alert rules come from the bank's SMS Alerts page. ATM and SMS fees come from the bank's schedule of charges for 1 July to 31 December 2026. The WhatsApp page does not list a fee for the chat.
About the author
Technology Journalist & Multimedia Producer
Ahmad Ali is a technology journalist and multimedia producer at Pakistan Era, joining the team in October 2026. He covers consumer technology and digital life for Pakistani readers, combining research with hands-on product testing.
