Bank AL Habib Withholding Tax Certificate: Get It on AL Habib Digital by Email in 30 Minutes, Plus a 3 Year Statement

At a branch, the same paperwork has a price. The bank's schedule of charges for July to December 2026 lists Rs 500 for a balance certificate and Rs 35 for each six months of statement. The table below sets out every route.

How to get your withholding tax certificate in AL Habib Digital

Log in to AL Habib Digital, open Service Request, choose Certificates, and select Withholding Tax/Balance Certificate. Submit the request, then check the email address registered with the bank. Bank AL Habib says the certificate arrives within 30 minutes.

1. Open the AL Habib Digital app on a trusted device and log in.
2. Go to Service Request.
3. Open the Certificates section.
4. Select Withholding Tax/Balance Certificate.
5. Follow the on-screen steps to submit the request.
6. Open your registered email. The certificate should be there within 30 minutes.

The app lists four certificates under digital issuance: account maintenance, account proprietorship, balance, and withholding tax. Bank AL Habib says there are currently no charges for signing up for or using AL Habib Digital.

What the withholding tax certificate is for

Banks deduct withholding tax on the profit they pay you, and on some other transactions. The certificate lists those deductions for the tax year. You enter them in your income tax return as tax already paid, which lowers what you owe or creates a refund.

Keep the certificate with your return papers, including when you file late or revise a return. The withholding tax certificate guide explains Section 164 and where each certificate goes in the FBR form.

A balance certificate is a different paper. Embassies ask for it with visa files, and auditors ask for it at year end. The app treats both under the same option.

Get your Bank AL Habib statement in the app

AL Habib Digital gives two choices. View Statement shows the last 6 months of transactions on screen. Request Statement covers up to the last 3 years and is sent to your registered email address, which helps for visa files and loan applications. Other banks offer similar routes, set out in getting a bank statement online.

The branch account maintenance certificate is free when you need it for a Bank AL Habib loan. Branch statement fees also do not apply if you say a posted statement never reached you.

Sign up for free Bank AL Habib e-statements

E-statements arrive by email on a fixed schedule, so you do not have to request them. Bank AL Habib says they are free. Individuals choose monthly, quarterly, half-yearly or yearly. The PDF is password protected, and the first one comes within three business days.

1. Fill the e-statement registration form, downloaded from bankalhabib.com or collected at a branch, and submit it at your relationship branch.
2. Or call the 24/7 helpline on (+92 21) 111-014-014 from your registered mobile number. This works only if your email is already in the bank's records.
3. To set the frequency, log in on the bank's e-statement page, enter your account details and the 6 digit OTP sent to your email or mobile.
4. Pick monthly, quarterly, half-yearly or yearly and confirm.

Each account needs its own email ID registered for e-statements. Once you switch, that account stops getting paper statements. You can unsubscribe on the same page, by written request at the branch, or through the helpline.

Certificate not in your email? Fix it here

The certificate goes only to the email in Bank AL Habib's records. If that address is old, it will not reach you. The app cannot change your email or mobile number. Submit a Record Update Form at your branch, and the bank updates it within 3 working days.

• Check spam and promotions folders before asking again.
• Wrong or old email: Record Update Form at your relationship branch, about 3 working days.
• Locked out of the app: reset with Forgot Login, then wait out the 2 hour cooling off period.
• Still nothing: call (+92 21) 111-014-014 or email info@bankalhabib.com.

Need a paper copy with a stamp instead? Ask at your relationship branch. The Bank AL Habib schedule of charges lists every branch fee.

Common questions

How long does the Bank AL Habib tax certificate take on the app?

Bank AL Habib says the requested certificate is sent to your registered email within 30 minutes.

Where is the certificate option in AL Habib Digital?

Under Service Request, in the Certificates section. Choose Withholding Tax/Balance Certificate.

How far back can I get a statement in the app?

View the last 6 months in the app, or request up to 3 years by email.

How much is a balance certificate at the branch?

Rs 500 per certificate, under the schedule of charges for July to December 2026.

Are Bank AL Habib e-statements free?

Yes. The bank says e-statements are free and arrive as a password protected PDF.

Can I change my email in the app to receive the certificate?

No. Email and mobile changes need a Record Update Form at your branch, done in about 3 working days.

How we verified this

What we checked and where we read it.

Last checked 14 November 2026. The certificate route, the 30 minute email time, the statement options, the email update rule and the no charge note come from the FAQ on Bank AL Habib's AL Habib Digital page. E-statement steps and rules come from the E-Statement Facility page. Branch fees come from the bank's schedule of charges for 1 July to 31 December 2026, which lists balance, maintenance and statement fees but no separate line for a withholding tax certificate.