FEB&GIF Benefits at Retirement: NA Committee Wants Federal Employees Paid on Retiring, Not Only After Death
An NA committee wants FEB&GIF benefits paid when federal employees retire, not only after death, and asks for a quick decision on the Fund's actuarial study.
یہ صفحہ اردو میں پڑھیں
Short answer: A National Assembly committee has told the Federal Employees Benevolent and Group Insurance Fund (FEB&GIF) to decide quickly on its actuarial study. It also said retiring federal employees should get the Fund's benefits when they retire, not only when they die. Nothing has changed yet: these are recommendations, and the Fund's board and the Finance Division must decide.
The NA Standing Committee on Cabinet Secretariat met on 12 November 2026, chaired by Malik Ibrar Ahmad MNA. The FEB&GIF covers more than 649,000 federal government employees, so any change to its rules reaches a large number of families.
The committee wants a fast decision on the FEB&GIF actuarial study
The committee took serious notice of the delay in deciding on the actuarial study of the FEB&GIF and told officials to pursue it on priority. An actuarial study checks whether the Fund's contributions can pay for its promised benefits over many years.
The Fund itself says its contribution and benefit structure is based on an actuarial evaluation. That is why the study matters: if its recommendations are accepted, contributions, benefits or both can change.
The Additional Secretary of the Establishment Division and the Fund's Deputy Managing Director told the committee they would pursue the matters with the relevant forums for timely decisions.
Contributions for lower grade staff need a Finance Division decision
The committee said the proposed contribution to the Fund on behalf of employees in BPS 1 to 15 must be taken up with the Finance Division. It noted the issue had already been delayed a long time.
The Fund's own FAQ says the Finance Division already pays the group insurance contribution for non-gazetted employees in BS 1 to 16. The committee's press release refers to "the proposed contribution" for BPS 1 to 15, which suggests a new or revised amount is under discussion. Neither page gives a figure.
Retiring employees should get benefits at retirement, the committee says
The committee said employees should receive the Fund's benefits when they retire, rather than the benefits going to their families only after death. This is a recommendation. Today, most of the Fund's main payments are tied to death or invalidity.
Here is how the main FEB&GIF benefits work now, from the Fund's benefits and FAQ pages:
| Benefit | Amount | When it is paid now |
|---|---|---|
| Group insurance sum assured | Rs 350,000 to Rs 1,000,000 by pay slab | Death during service |
| Monthly benevolent grant | Rs 4,000 to Rs 10,100 a month | To the family after death, also for invalid retirement |
| Farewell grant | One month's pay | Retirement on pension after 20 years' service |
| Lump sum grant | Fixed amount by grade | Invalid retirement with 80% incapacity |
| Burial charges | Rs 10,000 | Death in service or after retirement |
So a healthy employee who retires after 20 years gets the farewell grant of one month's pay, while the larger group insurance sum is paid only if the employee dies in service. The committee's idea would change that balance, but only if the Fund's board and the government agree.
Professional degrees may be added to fee reimbursement
The committee asked that adding professional degrees to the Fund's fee reimbursement scheme be placed before the FEB&GIF Board for an early decision. Fee reimbursement repays tuition for employees' children who study on merit.
The Fund's fee reimbursement page already lists subjects such as MBBS, BDS, PEC accredited engineering, IT and computer science, business administration, accounting and finance, pharmacy and architecture. Until the board decides, the current list applies.
Parents can still claim the existing education benefits. The Fund pays stipends of Rs 20,000 to Rs 40,000 a year for up to two children, and a Rs 50,000 marriage grant. The rates and conditions are in our list of FEB&GIF grants for federal employees.
How to claim a FEB&GIF benefit today
Claims go through the employee's own department, not directly to the Fund. The department sends the case to one of the Fund's three regional boards, in Islamabad, Lahore or Karachi, depending on where the employee last served.
- Collect the forms and documents your department asks for. For a death claim this includes the death certificate and family details.
- Submit the claim to the employee's parent department or office.
- The department forwards it to the FEB&GIF regional board for that area.
- Track the case online on febgif.gov.pk, or call the facilitation centre at 0800-46000.
- If the case stalls, the Fund's site links to the Federal Ombudsman complaint system.
For a family claiming after a death in service, the step by step method is in claim group insurance for a deceased federal employee. Employees can also check their GP Fund deduction rates, which are separate from the FEB&GIF.
Common questions
Has the FEB&GIF started paying benefits at retirement?
No. The NA committee recommended it on 12 November 2026. The Fund's rules have not changed.
What is the FEB&GIF actuarial study?
It is a study of whether the Fund's contributions can cover its benefits over the long term. The Fund says its contribution and benefit structure is based on such an evaluation. Its recommendations are awaiting a decision.
Who pays group insurance contributions for lower grade federal employees?
The Fund's FAQ says the Finance Division pays the group insurance contribution for non-gazetted employees in BS 1 to 16. The committee wants a decision on a proposed contribution for BPS 1 to 15.
How much is the FEB&GIF group insurance?
The sum assured is Rs 350,000 to Rs 1,000,000, depending on pay. It is paid if the employee dies in service.
What is the FEB&GIF helpline?
The facilitation centre number is 0800-46000. The Fund also lists 051-9252164, 051-9253163 and 051-9252316.
Which degrees qualify for fee reimbursement now?
The Fund lists MBBS, BDS, PEC accredited engineering, IT and computer science, business administration, accounting and finance, pharmacy and architecture, among others. Admission must be on merit.
How we verified this
What we checked and where we read it.
We checked these facts on 14 November 2026. The committee's directions are from its press release of 12 November on the National Assembly website. The Finance Division contribution, the actuarial basis, claim routing, regional boards and helplines are from the FAQ page of febgif.gov.pk. Benefit amounts, the 649,000 coverage figure and the fee reimbursement subject list are from the Fund's home, benefits and fee reimbursement pages, read for our FEB&GIF grants list on 31 October 2026. The committee's press release says BPS 1 to 15, while the Fund's FAQ says BS 1 to 16 for the existing contribution.
About the author
Global Affairs & Political Economy Writer
Muhammad Hatim is a book lover who started writing because he enjoys it. At Pakistan Era he writes about international relations, geopolitics and the global economy, with a particular interest in South Asia and the forces behind current events.
