Daraz 11.11 Sale Is Live in Pakistan: HBL, MCB, Meezan and UnionPay Bank Discounts Until 21 November
Daraz's 11.11 sale runs to 21 November. HBL gives Rs 5,000 off on Rs 50,000 or 15% off, MCB and UnionPay 15%, Meezan 10%. Every deal type and what to check.
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Daraz's 11.11 sale is now live in Pakistan. It opened on 10 November at 8 pm and runs to 21 November. Today, 11 November, is the sale's named day. Daraz's own sale page lists bank discounts from HBL, MCB, Meezan Bank and UnionPay, flash deals of up to 80% off and a Shop and Win draw with more than 50 gifts worth Rs 8 lakh.
We opened Daraz's homepage and its 11.11 "Biggest Sale of the Year" page early on Wednesday, 11 November 2026, and read every banner. This page lists what Daraz itself shows. Daraz does not print the full terms on the banners, such as the most you can save with each bank card. So we mark the gaps clearly, and you should read the terms on the voucher before you pay.
Our earlier guide to the Daraz 11.11 sale dates and stages covers the run-up. This page covers what is on the sale now.
Daraz 11.11 bank discounts on the sale page
Daraz shows five bank offers on its 11.11 bank discounts banner. HBL has two. The others are flat percentage cuts. The banner heading says bank discounts go "up to 40% off", but no single card offer on the banner shows more than 15%.

| Bank or card | Offer on Daraz's banner | Minimum spend on the banner |
|---|---|---|
| HBL | Flat Rs 5,000 off | Rs 50,000 |
| HBL | Flat 15% off | Rs 3,000 |
| MCB | Flat 15% off | Not shown |
| Meezan Bank | Flat 10% off | Not shown |
| UnionPay | Flat 15% off | Not shown |
The banner does not show the cap, which is the most rupees each percentage offer can take off one order. Bank offers almost always have one. It also does not say whether the offer is for credit cards, debit cards or both. Open the voucher in the app and read its details before you check out.

Every 11.11 deal type Daraz shows today
Daraz splits the sale into deal types, each with its own banner. The percentages below are Daraz's "up to" figures. An "up to" figure is the biggest cut on any one product, not the cut on most products.
| Deal type | What Daraz's banner says |
|---|---|
| Flash Sale | Up to 80% off, limited time and stock |
| Home and Living | Up to 80% off |
| Mega Deals | Up to 75% off |
| Top Brands | Up to 70% off |
| Beauty | Up to 65% off |
| Hot Deals, Electronics, Groceries | Up to 60% off each |
| New Brands | Up to 45% off |

Brand banners add their own figures. A DarazMall Dawlance banner says up to 52% off with free shipping and installation. A Haier banner says up to 25% off. A Samsung banner on DarazMall says "Get Galaxy smartphones at amazing deals", up to 24% off.
Phone deals on Daraz 11.11
Daraz runs an "Unbeatable Mobile Deals" banner for the sale. It names Samsung, an Apple Authorized Reseller, Infinix and Tecno, and says the phones come with insurance by Jubilee General Insurance. The banner gives no model prices.

A sale price only means something when you know the normal price. So check the brand's own price first. Our lists of Samsung's official phone prices and Infinix's official prices show what each brand charges on its own store.
Shop and Win, the iPhone draw and the tapmad offer
Three extra offers sit on the sale page. None of them lowers the price you pay, but they may add value to an order.
- Shop and Win: "50+ gifts worth 8 lac", which is Rs 800,000 in total. The banner shows a washing machine, a sofa, earbuds, a phone and an Umrah ticket. Brands named include Brite, SupremeFoam, Ronin, Durex, Maybelline, Cherry and Dabur.
- Win an iPhone 18 Pro Max: linked to Jubilee General Insurance. The electronics banner says you get a chance to win if you shop with Jubilee Electronics Protection.
- tapmad: a free 3 month tapmad subscription "on the purchase of electronics, fashion and lifestyle" items.
The banners do not show the draw rules, how winners are picked or the draw date. Do not buy something you do not need just for a chance in a draw.
How to use a bank discount on Daraz
Bank vouchers on Daraz must be collected before checkout. The first three steps come from the "how to avail bank discounts" panel on Daraz's 11.11 Mega Reveal page, which we read on 1 November. Today's banner says "Collect Now" in the same way.
- Open the Daraz app or daraz.pk and tap More Vouchers on the homepage.
- Open the bank vouchers and tap Collect on the one for your card.
- Add items to your cart and go to checkout.
- Pay with the card the voucher names. The discount shows before you confirm.
- Check the final total. If the bank discount is missing, go back and check the minimum spend.
The first night's Brand Rush Hour, from 8 pm to 2 am on 10 November, has ended. Daraz's banner for it promised an extra Rs 14,000 off with vouchers on more than 100 brands.
Check these before you pay in the 11.11 sale
Sales bring rushed buying and fake sellers. A few checks take two minutes.
- Buy phones from DarazMall or the brand's own store, and check the PTA status of the IMEI by SMS to 8484. What each reply means is in our PTA 8484 guide.
- Read the return window. The rules are in our Daraz returns and refunds guide.
- For a broken order, Daraz customer care takes complaints in the app.
Common questions about the Daraz 11.11 sale
When does the Daraz 11.11 sale end?
On 21 November 2026, according to Daraz's banner. It started on 10 November at 8 pm. Daraz does not give an end time on 21 November.
Which banks give a discount in the Daraz 11.11 sale?
Daraz's banner shows HBL, MCB, Meezan Bank and UnionPay. HBL gives Rs 5,000 off on Rs 50,000 or 15% off on Rs 3,000. MCB and UnionPay show 15% off, and Meezan Bank shows 10%.
What is the maximum bank discount on Daraz 11.11?
The banner does not show the caps. Open the voucher in the Daraz app to see the most it can take off and the card type it needs.
Is the Brand Rush Hour still on?
No. It ran from 8 pm to 2 am on 10 November. Daraz may run more flash rounds during the sale, so watch the app.
Are Daraz 11.11 phone deals PTA approved?
Check each phone. Send its IMEI to 8484 before or on delivery. Buying from DarazMall or a brand store lowers the risk of grey stock.
How do I join the Daraz Shop and Win draw?
Daraz's banner says to shop during the sale. It does not print the full rules, so read the terms on the Shop and Win page in the app.
Sources and last checked
Last checked 11 November 2026, early morning. Every offer here comes from banners on daraz.pk and Daraz's 11.11 Biggest Sale of the Year page. We did not check the banks' own pages. Offers change during the sale.
About the author

Technology Journalist & Multimedia Producer
Ahmad Ali is a technology journalist and multimedia producer at Pakistan Era, joining the team in October 2026. He covers consumer technology and digital life for Pakistani readers, combining research with hands-on product testing.




