Smog Season in Punjab: What Actually Protects You
Smog is pollution, not fog, and it does not lift at mid morning. What helps indoors, what masks do, and who is most at risk.
Fajr Riaz · · 5 min read
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Smog is pollution, not fog, and it does not lift at mid morning. What helps indoors, what masks do, and who is most at risk.
Fajr Riaz · · 5 min read
Closures come from the motorway police, not the weather office. Why an early start is the wrong call, and what to carry before December.
Shahid Anwar · · 5 min read
The payer deducts before you see it, and netting off your commission is treated as payment. Who must deduct, and how to keep the credit.
Ali Akhtar · · 5 min read
You cannot own a GI in Pakistan. The Federal Government does. Producers register as Authorized Users for an official fee of Rs 1,000.
Fajr Riaz · · 6 min read
Public disclosure anywhere in the world before filing ends novelty. The four tests an invention must pass, and the one narrow exception.
Shahid Anwar · · 6 min read
No advance tax is collected on a transfer more than five years after first registration. And you should not pay it twice on a new car.
Ali Akhtar · · 5 min read
Petrol is Rs 346.16 and diesel Rs 372.03 from 3 September. Two rises in two days add Rs 3.37 to petrol and Rs 1.62 to diesel.
Ali Akhtar · · 5 min read
PMD's live forecasts, warnings and advisories now publish at weather.gov.pk. Where each section is, and how to read a warning properly.
Fajr Riaz · · 4 min read
House Rent Allowance is frozen at its 30 June level and the 7 per cent does not count for pension. Read in the Finance Division memorandum.
Ali Akhtar · · 6 min read
The 2026-27 schedule is not out yet. What last winter's slots were, where the official notice appears, and the safety part that matters.
Shahid Anwar · · 5 min read
Fees including boarding go straight to the institution. Public sector students only, and children of government employees cannot apply.
Fajr Riaz · · 5 min read
Tax is deducted before profit reaches you, on bank deposits, National Savings and Post Office accounts. Why your return looks lower.
Ali Akhtar · · 5 min read
Advance tax is collected on phone bills, internet bills, prepaid cards and every electronic top-up. Where it comes off, and what to ask for.
Shahid Anwar · · 5 min read
Section 236CB says the advance tax collected on a function is adjustable. It also covers seminars and concerts, and a separate caterer too.
Fajr Riaz · · 5 min read
Section 235 does not apply to a domestic consumer whose name is on the Active Taxpayer List. A monthly saving most households never claim.
Ali Akhtar · · 5 min read
Tax comes off at your average rate for the year. Give payroll evidence of other tax withheld and credits, and the monthly deduction drops.
Ali Akhtar · · 5 min read
A fine is capped at three paisa in the rupee. Dismissal needs written notice within a month, a chance to explain, and an inquiry.
Shahid Anwar · · 6 min read
HEC made GRE or HAT mandatory for MS, MPhil and PhD, then deferred it. What applies to admissions this year, and what to plan for.
Fajr Riaz · · 4 min read
The bank can lend 90 per cent, and total repayments cannot pass 65 per cent of income. Existing loans count. What proof is accepted.
Ali Akhtar · · 6 min read
Two documents in a fixed order. The certificate from Social Welfare first, then the Special CNIC from NADRA. What to take to each.
Shahid Anwar · · 5 min read
Wash the wound with soap and water for at least 15 minutes, then reach a hospital the same day. What to ask for once you are there.
Fajr Riaz · · 5 min read
Custody is who the child lives with. Guardianship is legal authority. Visitation is its own entry. Filing the wrong one costs months.
Ali Akhtar · · 5 min read
Working hours, holidays, pay days and wage rates must be posted at the entrance, in Urdu. Plus the rules on stopping a shift.
Shahid Anwar · · 5 min read
A separate office under a separate law from trademarks. What registration actually gives you, and who owns work made for a client.
Fajr Riaz · · 5 min read