Guides
How to Register a Trademark in Pakistan
IPO Pakistan lets you file online as a SELF user without an agent. The form is TM-1, and the class you pick decides your protection.
Shahid Anwar · · 5 min read
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Guides
What Rescue 1122 Actually Does in Pakistan
One number covers ambulance, fire, water rescue, road crashes and building collapse. And 1192 is the separate complaints line.
Fajr Riaz · · 4 min read
Guides
Capital Gains Tax on Property in Pakistan
The gain is what you sold it for minus what it cost. The holding period reduction was removed in 2022. What to keep as proof.
Ali Akhtar · · 5 min read
News
Crypto Services in Pakistan Must Apply by 5 September
Anyone providing virtual asset services since 5 March must apply for an NOC by 5 September or cease. What counts, and what does not.
Fajr Riaz · · 6 min read
Guides
How to Get Medical Help from Pakistan Bait-ul-Mal
Support of up to Rs 1 million for major illness, with an income limit of Rs 74,000 a month. Who qualifies, who cannot, and where to start.
Ali Akhtar · · 5 min read
Guides
How to File a Workplace Harassment Complaint in Pakistan
FOSPAH is a quasi-judicial body under the 2010 Act with offices in six cities. Who can complain, what else it covers, and how to file.
Shahid Anwar · · 5 min read
News
PTA Orders 180-Day Validity on Prepaid Balance
Any recharge must stay valid 180 days, and expired balance returns when you top up again. What was ordered, and how to complain if it does not.
Fajr Riaz · · 5 min read
Guides
How to Complain When an Insurance Claim Is Refused
The Federal Insurance Ombudsman takes complaints against insurers at no cost and without a lawyer. What it covers, and the papers to gather.
Ali Akhtar · · 6 min read
Guides
What Landlords in Pakistan Pay in Tax on Rent
A non-adjustable deposit counts as rent across ten tax years, and renting below market rate does not cut the bill. What the Ordinance says.
Fajr Riaz · · 6 min read
Guides
What Tax You Pay When You Buy or Sell Property
Sellers pay under 236C and buyers under 236K. Both are advance tax you can set against your annual bill, not a charge that vanishes.
Ali Akhtar · · 6 min read
Guides
How a Government Pension Case Is Filed
Seven pension types, and a family pension worked out two different ways depending on when the death happened. The papers an office needs.
Shahid Anwar · · 7 min read
Guides
How to Claim Maintenance in a Punjab Family Court
Interim maintenance is fixed at the first hearing, and a payment missed past the fourteenth strikes out the defence. What the Act sets out.
Fajr Riaz · · 6 min read
Guides
How to Apply for the Apna Ghar Housing Loan
Banks approved Rs 279 billion and disbursed Rs 38 billion. The deposit you need, the income test, and what the gap means for you.
Ali Akhtar · · 5 min read
Guides
How to Apply for the PAVE Electric Bike Scheme
The programme page sets the bike subsidy at Rs 50,000 and the loan at Rs 250,000. How to apply, and how far applications have actually got.
Fajr Riaz · · 6 min read
Guides
The Rules When a Job in Pakistan Ends
One month notice or wages in lieu, a written order stating the reason, and final dues by the second working day. What the ordinance sets out.
Shahid Anwar · · 6 min read
Guides
What Your Employer Owes You When You Leave
Gratuity is thirty days wages for each completed year, and over six months rounds up. A matching provident fund can replace it entirely.
Fajr Riaz · · 6 min read
Guides
What a Bank Locker in Pakistan Actually Covers
Locker cover is set by size and stops at theft, robbery, dacoity and fire. Cash is excluded by name, and a claim needs receipts you may not have.
Ali Akhtar · · 6 min read
Guides
How to Register a Motorcycle in Punjab
Registration, plate and biometrics come after the sticker price. What to take, why the owner must attend, and what a used bike changes.
Shahid Anwar · · 4 min read
Guides
What Sindh Property Tax Actually Costs
The 25 per cent applies to annual rental value from a table, not to what the house is worth. How the figure is built and what to check first.
Ali Akhtar · · 4 min read
Guides
Which Government Schemes Have Actually Stopped
Utility Stores closed over a year ago and people still search their prices. What stopped, what was renamed, and how to check a scheme yourself.
Shahid Anwar · · 5 min read
Guides
Who Gets What Under Pakistani Inheritance Law
Heirs' shares are fixed and a will generally reaches only a third. The proportions, what comes out first, and the NADRA route for the paperwork.
Fajr Riaz · · 4 min read
Guides
What Your Bank Charges You, and What Is Free
Raast transfers cost nothing, while interbank charges past a monthly allowance. The fees that quietly recur, and how to see them all.
Ali Akhtar · · 4 min read
Guides
What Benazir Taleemi Wazaif Actually Pays
BISP pays Rs 1,500 to Rs 4,000 a quarter. The circulating figures are that table read one row down, with a top row that does not exist.
Fajr Riaz · · 5 min read
Guides
What Your Bank Already Reports to FBR
The new tracking story is not a new power. Reporting dates from 2014, the thresholds are lower than assumed, and filers are no longer exempt.
Fajr Riaz · · 5 min read