ZTBL Branches Open on Saturday in Pakistan: All 233, With Codes and 9 am to 1 pm Timings

The full list below gives every branch with its branch code, district and tehsil, sorted by province. Most Saturday branches are in farming towns, where growers cannot leave the field on a weekday at sowing or harvest time.

ZTBL opens 233 branches every Saturday from 17 October 2026

ZTBL's head office order on branch operations, dated 16 October 2026, lists 233 branches to open on each Saturday from 17 October 2026 until further orders. The bank links the list as "Saturday Branches Open" on its own website. Branches not on the list stay closed on Saturday.

The list runs across 31 ZTBL regions, from Abbottabad and Bahawalnagar to Vehari. The biggest regions on it are Jhang, Okara and Vehari with 17 Saturday branches each, then Bahawalnagar with 15.

Saturday hours are 9 am to 1 pm with no break

ZTBL's public dealing timings sheet gives Saturday-open branches 9 am to 1 pm, without a prayer or lunch break. On weekdays, all branches open from 9 am. Monday to Thursday runs to 5 pm, with a break from 1:30 pm to 2:15 pm. Friday runs to 5:30 pm, with a break from 1 pm to 2:30 pm.

Four hours is a short window. Reach the branch by 11 am if you need a loan officer as well as the cashier, since a loan file often takes longer than a deposit.

Most Saturday branches are in farming districts, not big cities

We checked the list district by district. Okara district has the most Saturday branches at 17, then Bahawalnagar with 15, Rahim Yar Khan with 14 and Jhang with 13. Big cities have few or none. Lahore has one, the Model Branch. Islamabad, Rawalpindi, Karachi city and Peshawar city have none.

The Karachi region's three Saturday branches are all in Sujawal district: Jati, Mirpur Bathoro and Sujawal. The Peshawar region's two are in Charsadda and Shergarh in Mardan. The single Islamabad region branch is Talagang in Chakwal district. If you live in a city, the nearest Saturday branch may be in the next town.

How to use a ZTBL Saturday branch

Find your district in the province tables below, note the branch name and code, and call the bank's helpline to confirm before you travel. Bring your CNIC and your loan or account papers. Arrive early, because the counter closes at 1 pm.

1. Find your province and district in the tables below.
2. Note the branch name and its five-digit branch code.
3. Call 051-111-30-30-30 to confirm the branch is open that Saturday.
4. Carry your CNIC, passbook or loan file, and any receipts.
5. Reach the branch by 11 am if you need a loan officer.

Farmers paying back a Kissan Khushhal crop loan often have instalments due on fixed dates after harvest, so a Saturday visit can save a lost day in the field. Your rights as a borrower, including how fast a bank must decide a farm loan, are set out in the State Bank's farm loan rules.

Every ZTBL branch open on Saturday, by province

The tables list all 233 branches by province, then district. The branch code is the five-digit number ZTBL uses for each branch; quote it on the helpline to avoid mix-ups between branches with similar names, such as Hyderabad in Sindh and Hyderabad Thal in Bhakkar.

Punjab: 171 Saturday branches

Sindh: 37 Saturday branches

Balochistan: 11 Saturday branches

Khyber Pakhtunkhwa: 10 Saturday branches

Gilgit-Baltistan: 3 Saturday branches

Azad Kashmir: 1 Saturday branches

ZTBL calls its customers in Pakistan only from 051-7080500 and 051-7080501, as its website states. Treat a call from any other number claiming to be ZTBL with care, and never share a PIN or one-time code. The bank's ownership plans are changing too, as set out in the ZTBL privatisation decision.

Common questions

Is ZTBL open on Saturday?

Only 233 listed branches are, from 17 October 2026, from 9 am to 1 pm. Other branches are closed on Saturday.

What are ZTBL Saturday timings?

9 am to 1 pm, with no break, in the branches on the Saturday list.

Is any ZTBL branch open on Saturday in Lahore?

Yes, one: the Model Branch Lahore, branch code 21271, in Lahore City tehsil.

Is there a ZTBL Saturday branch in Islamabad or Karachi?

No branch in Islamabad or Karachi city is on the list. The nearest are Talagang in Chakwal and three branches in Sujawal district.

What are ZTBL's weekday timings?

Monday to Thursday 9 am to 5 pm, with a break from 1:30 pm to 2:15 pm. Friday 9 am to 5:30 pm, with a break from 1 pm to 2:30 pm.

What is the ZTBL helpline number?

051-111-30-30-30. ZTBL's own calls to customers come only from 051-7080500 and 051-7080501.

How we verified this

What we checked and where we read it.

Last checked 14 November 2026. The branch list comes from ZTBL's list of 233 branches to be opened on each Saturday, linked as "Saturday Branches Open" on the ZTBL home page. The hours come from the bank's public dealing timings sheet, and the helpline and caller numbers from the ZTBL home page. The timings sheet prints its rows slightly out of line, so we matched each break time to its day by position. We corrected three spellings from the PDF (Quatta to Quetta, Hafizabaz to Hafizabad, Charsada to Charsadda). Branch counts by province and district are our own tally of the list.