KSE-100 Falls 1,965 Points to 165,124 on 12 October as 85 of 100 Shares Drop

The KSE-100 index of the Pakistan Stock Exchange fell 1,964.86 points, or 1.18 per cent, on Monday 12 October 2026 and closed at 165,124.41. It was a broad fall. 85 of the 100 shares went down and only 13 went up. It is the biggest daily fall since 5 October.

We read every number in this report on the PSX data portal (dps.psx.com.pk) after the close. The portal stamped its final figures at 3:50 pm PKT. United Bank alone cost the index 187 points. The 14 banks in the index together cost 734 points, about 37 per cent of the day's loss.

The KSE-100 closed 1,965 points lower at 165,124 on 12 October

The index started from Friday's close of 167,089.27. It traded between 165,168.49 and 166,988.32 during the day and closed a little under the day's low. The portal shows both numbers, so we give both.

Every other index fell too. The All Share index fell 0.95 per cent to 100,157.69. The KSE-30 fell 1.68 per cent to 49,004.15. The KMI-30 Shariah index fell 1.06 per cent to 237,813.97. The banking index, BKTI, fell 1.53 per cent to 45,521.99.

85 of 100 shares fell, and banks and oil shares led the loss

The shares that rose added only 48.82 points between them. The shares that fell took away 2,013.73. Banks and oil and gas names sat at the top of the list.

Size matters here. United Bank is about 7.8 per cent of the index, so a fall of 1.44 per cent still cost 187 points. Pakistan Oilfields fell the most in percentage terms among the large shares in the table, 2.71 per cent.

Gains were small and came from consumer names. Colgate-Palmolive rose 1.71 per cent and added 16.08 points. Pakistan Tobacco rose 1.60 per cent and added 9.99 points. JDW Sugar Mills had the best percentage gain, 2.09 per cent, on only 167 shares traded.

Bank shares cost the index 734 points on their own

The 14 banks in the KSE-100 together cost 734.42 points, which is 37.4 per cent of the day's fall. Only Standard Chartered rose. Banks carry a large weight in the index, so a bad day for banks is a bad day for the index.

The seven banks above cost 666.64 points. The other seven banks took the total to 734.42, because Standard Chartered rose and the rest fell by small amounts. Banks also dragged the index on 9 October.

The KSE-100 is 3,031 points below where last week began

The week of 5 October began from a close of 168,155.49 on Friday 2 October. After Monday's fall the index sits 3,031.08 points, or 1.80 per cent, below that level. Last week itself was a fall of 1,066 points.

The index now sits about 13.6 per cent below its 52-week high of 191,032.73 and about 14.6 per cent above its 52-week low of 144,119.44. The fall on 5 October was larger, at 2,288 points, and the index recovered it the next day.

No official reason for the fall has been published

PSX, the SECP and the State Bank of Pakistan did not issue a statement about Monday's session that we could find. Broker views on the reasons are opinion, so we do not repeat them. What the data shows is that the fall was wide and bank-heavy.

Two dates are worth knowing, though neither is a reason. The next monetary policy meeting is on 26 October. The State Bank's T-bill auction calendar has an auction on 14 October.

What a 1.18 per cent fall means for your savings

If you hold shares or a share fund worth Rs 100,000 that move with the index, Monday took about Rs 1,180 off their value on paper. Since the close of 2 October, the same holding lost about Rs 1,800. You lose nothing until you sell.

1. Look at how much of your money sits in bank shares. Banks caused over a third of Monday's fall.
2. Check if a share you own went ex-dividend. A fall on that day is normal.
3. Ask when you need the money. Savings for fees or rent due soon are safer outside shares.
4. Compare the loss with your plan, not with the headline number of points.
5. Check each day's movers yourself on the PSX data portal.

If you are new to the exchange, the steps to start investing on the PSX explain the broker, the account and the risks. A 1.18 per cent daily fall is well short of a market-wide halt, which the PSX circuit breaker rules reserve for swings of about 5 per cent as reported.

Common questions

Where did the KSE-100 close on 12 October 2026?

At 165,124.41, down 1,964.86 points or 1.18 per cent, according to the PSX data portal. The day ranged from 165,168.49 to 166,988.32.

Which shares pulled the KSE-100 down on 12 October?

United Bank cost the most, 186.93 points. Oil and Gas Development, Habib Bank, Meezan Bank and Lucky Cement followed.

How many shares rose on 12 October?

13 of the 100 shares in the index rose, 85 fell and 2 did not move. The gainers added 48.82 points in all.

Why did the KSE-100 fall on Monday?

No official reason has been published. The PSX data shows the fall was wide, and bank shares caused about 37 per cent of it.

How far is the KSE-100 from its 52-week high?

About 13.6 per cent below the 52-week high of 191,032.73 and about 14.6 per cent above the 52-week low of 144,119.44.

How we verified this

What we checked, where we read it, and what we could not confirm.

Last checked 12 October 2026 at about 6:00 pm PKT, for the trading session of Monday 12 October 2026.

• Pakistan Stock Exchange data portal, market summary and index values: dps.psx.com.pk
• Pakistan Stock Exchange data portal, KSE-100 constituents with index points: dps.psx.com.pk/indices/KSE100

The bank total, the weekly change, the rupee examples and the distances from the 52-week high and low are our own arithmetic from those pages. Earlier daily closes come from our reports for those days, which read the same portal.