Meezan Bank Saving Account Profit Rate 2026: 6.79% for October, Every Month and Every Account (Full List)

Meezan Bank's Saving Account paid individuals 6.79% a year for October 2026, on balances up to Rs 10 million, according to the bank's own historical profit rate sheet. It paid 6.63% for September and 6.74% for August. The rate changes every month because Meezan declares it after the month ends, from what its deposit pool earned.

That makes "the Meezan profit rate" a moving number. Below is every month of 2026 so far, the rates for Meezan's other savings, wallet and foreign currency accounts, what Rs 10 lakh actually earned, and how to check the figure on your own statement.

Meezan Saving Account profit rate for every month of 2026

The Meezan Saving Account has paid between 6.33% and 7.04% a year in 2026. The highest month so far was July at 7.04%, the lowest March at 6.33%. From August the sheet splits the rate into tiers, and individuals up to Rs 10 million got 6.74%, 6.63% and 6.79%.

Larger balances got 6.00% or 6.74% in September, depending on the tier, on the monthly sheet. All rates are per year and profit is paid monthly. The rate for November will only be known after November ends, usually in the first days of December.

Other Meezan savings and wallet accounts paid 6.63% for September

Most of Meezan's rupee savings products for individuals paid the same 6.63% for September 2026 as the main Saving Account. Business and current style accounts paid far less, and one large balance account paid 9.18%. The table uses the September sheet, the newest single month sheet the bank had posted.

Foreign currency savings pay far less. For September, the US Dollar Saving Account and the dollar Roshan Digital Account paid 2.00%, pound accounts 1.25% and euro accounts 1.20%.

Rs 10 lakh in Meezan earned about Rs 5,658 for October

At 6.79% a year, Rs 1,000,000 earns about Rs 5,658 a month before tax. A conventional bank paying the new 10.5% minimum gives about Rs 8,750 on the same balance. The difference is about Rs 3,092 a month, before tax on both.

These are our own sums on the declared rates, rounded to the rupee. After 15% withholding tax for a filer, the Meezan figure is about Rs 4,810. Non-filers pay a higher rate. Meezan's term certificates pay more than its savings account, between 7.12% and 10.12% depending on the product and tenor, and those rates are set out in Meezan Aamdan and COII certificate rates.

Conventional banks raised their savings floor to 10.5% from 1 November, and the first sheets are listed in the November savings rate rise. That floor does not apply to Meezan.

Meezan pays less because Islamic banks follow a pool rule

Islamic banks in Pakistan do not pay the State Bank's fixed minimum for conventional savings. They share what their deposit pool earned, under a State Bank rule that sets a floor at 75% of the pool's gross yield. So Meezan's rate moves every month, and in 2026 it has stayed between 6.33% and 7.04%.

The full rule, and the reasons the rate sits where it does, are set out in the Islamic bank 75% pool rule. For many Meezan customers, the trade is a Shariah compliant account against a lower monthly profit than a conventional bank pays today. That is a choice only you can make, and it is worth making with the actual numbers in front of you.

If you want a Shariah compliant return closer to 10% or more, National Savings' Sarwa Islamic accounts pay 11.84% to 12.12%, on its rates from 21 October 2026.

How to check your Meezan profit rate

Meezan posts two PDFs on its website: a sheet for the latest month, and a historical sheet for the whole year. Find your account by its exact name and read your tier. Then compare it with the profit credited on your statement or in the app.

1. Open meezanbank.com and go to Historical Profit Rates, then download the 2026 sheet.
2. Find your account name in the left column, for example Saving Account or Asaan Saving Account.
3. Read the column for the month you want and the tier that matches your average balance.
4. Open the Meezan app or your statement and find the profit credited for that month.
5. Divide the yearly rate by twelve and multiply by your average balance to check the amount.
6. If the figure does not match, call the Meezan helpline on 111-331-331 and ask for the calculation.

The Meezan app shows profit credits under your account history, which is the quickest way to see the monthly amount.

Common questions

What is the Meezan Bank saving account profit rate today?

The latest declared rate is 6.79% a year for October 2026, for individuals with up to Rs 10 million. November's rate will be declared after the month ends.

Does Meezan Bank pay profit monthly?

Yes. The Saving Account and most savings and wallet accounts pay profit every month, at the rate declared for that month.

Why is Meezan's profit rate lower than other banks?

Meezan is an Islamic bank. It pays from its pool's earnings under the State Bank's 75% pool rule, not the 10.5% minimum that conventional banks must pay.

What did Rs 1 lakh earn in Meezan for October 2026?

About Rs 566 before tax, at 6.79% a year. That is our own sum on the declared rate.

Which Meezan account pays the highest profit?

Among savings accounts, Karobari Munafa Account Plus paid 9.18% for September, but it needs Rs 250 million. For ordinary savers, certificates such as COII 1.5 Years paid 10.12%.

Is tax deducted from Meezan profit?

Yes. Withholding tax is deducted from profit, 15% for filers on the Active Taxpayer List and more for non-filers.

How we verified this

What we checked, where we read it, and what we could not confirm.

We read Meezan Bank's historical profit rates page and its 2026 historical sheet, which ran to October 2026, and the single month sheet for "the month ended September 30, 2026", updated 2 October 2026, on 2 November 2026. Some rows on the historical sheet print across two pages and are hard to read, so for accounts other than the main Saving Account, Senior Citizen and Labbaik we used the September sheet. The monthly profit examples are our own arithmetic.