How Much Is the BISP Payment? Rs 14,500 a Quarter, Rs 18,000 From January 2027

Searches for this question still return five different numbers. The table below shows each one and where it comes from, so you can tell which one is current.

Every BISP figure in circulation, and where it comes from

These are the numbers people are seeing, and the source of each one.

The Rs 8,500 line is real. BISP's Benazir Kafaalat page still says, in its own words, that the stipend started at Rs 3,000 per quarter and "the present" stipend is Rs 8,500 per quarter. As of 8 November 2026 it has not been updated. A reader who lands on it will reasonably think it is current. It is not.

Rs 14,500 is the current amount, written in the government's own letter

In May 2026 the IMF published its third review of Pakistan's loan programme. It includes the Memorandum of Economic and Financial Policies, which is the government's own letter setting out what it will do. That letter says the 2026-27 budget "will allow space for increase in Kafaalat benefit from PRs 14,500 to PRs 18,000 beginning January 2027".

The same letter records three other points that matter to families:

• An inflation increase to Kafaalat was made in January 2026, and the government has committed to adjusting it for inflation every year.
• About 200,000 more families were added by the end of June 2026, for a total of 10.2 million families.
• The long-term aim is a quarterly payment worth about 15 per cent of what the poorest fifth of families spend.

Rs 18,000 starts in January 2027, not before

The Rs 18,000 figure is a commitment with a start date. Nothing at the higher rate is due for any quarter before January 2027. Until then, a full Kafaalat quarter is Rs 14,500.

Do not let anyone use the coming increase to ask you for money now. A caller who says you can get Rs 18,000 early for a fee is lying. We set out the January timing and the quarter deadlines in our news report on the BISP rise to Rs 18,000.

The Rs 19,500 figure does not appear in the IMF letter, the Budget in Brief or any BISP release. Treat it as unsupported until it appears in one.

How the amount has risen since 2008

Kafaalat began at Rs 3,000 a quarter. BISP's own release raised it from Rs 10,500 to Rs 13,500 from January 2025. The January 2026 inflation increase took it to Rs 14,500. Each rise left an older figure alive on some page, and those old pages still show up in search. That is why one search can show Rs 8,500, Rs 13,500 and Rs 14,500 together.

Check your own payment against your CNIC

The national figure is a full quarterly instalment. It does not tell you whether your household is still eligible or whether a payment has been released to you. Only your own record shows that.

1. Send your 13 digit CNIC number, without dashes, by SMS to 8171. Only replies from 8171 are genuine.
2. Or open the 8171 web portal at 8171.bisp.gov.pk, enter your CNIC and the picture code.
3. If the reply says you are eligible, collect at an HBL or Bank Alfalah agent or campsite in your tehsil with your original CNIC.
4. If an amount is missing, note the date, the place and the figure you expected.
5. Call BISP's free helpline on 0800-26477, or visit your BISP tehsil office, and ask for a complaint number.

We walk through the portal screen by screen in our guide to checking BISP eligibility and payment on 8171. If the reply says you are not eligible, your survey score is the reason, and the PMT cut-off of 32 explains what that means and how a re-survey works.

Collection runs on a fingerprint check against your CNIC. An expired card can stop a payment that is otherwise in order, so renew your CNIC first if it has lapsed. If your thumb will not read, BISP accepts other routes, set out in our page on BISP when the thumb does not work.

A deduction is not the same as a lower payment

Families often think the amount was cut when the real problem is that money was taken at the counter. Those are two different problems, and the second one can be fixed.

BISP's own page says the payment is made after a fingerprint check through two partner banks: HBL in Punjab, Sindh and Balochistan, and Bank Alfalah in Khyber Pakhtunkhwa, Gilgit-Baltistan and Azad Jammu and Kashmir. Nobody in that chain may keep any part of it. Count the money before you leave, and see our page on illegal deductions by agents for how to report one.

Nobody can raise your payment for a fee

BISP is the scheme fraudsters target most in Pakistan, and the payment amount is the bait. Someone quotes a higher figure, says a new instalment has been approved, and asks for a small fee or your PIN to release it.

The amount is set nationally. No agent, centre worker or caller can change it. Eligibility comes from your survey score, not a phone call. If someone asks for money to unlock a payment, it is a scam.

Kafaalat is the base payment. Families with children in school can also get Benazir Taleemi Wazaif stipends of Rs 1,500 to Rs 4,000 a child each quarter. Before you trust a message about any scheme, check which government schemes in Pakistan have stopped, because many scam messages use the names of closed schemes.

Common questions about the BISP payment amount

How much is the BISP payment right now?

Rs 14,500 per family for each quarter. That is the figure in the government's policy letter published by the IMF in May 2026.

Why does the BISP website say Rs 8,500?

Its Benazir Kafaalat programme page still carries an old amount. It was still there on 8 November 2026. The figure is genuine but not current.

When does the payment go up to Rs 18,000?

From January 2027, according to the government's letter. Nothing at the higher rate is due before then.

Is Rs 19,500 correct?

It appears in no official document. Treat it as unsupported.

Who do I call if my payment is short?

The BISP helpline is 0800-26477 and it is free. Have your CNIC, the date, the place and the amount you expected, and ask for a complaint number. You can also go to your BISP tehsil office.

How we verified this

What we checked and where we read it.

Last checked 8 November 2026. Sources: the Benazir Kafaalat programme page on bisp.gov.pk (Rs 8,500 line, partner banks, helpline 0800-26477), BISP's latest news listing, and the government's Memorandum of Economic and Financial Policies in IMF Country Report 26/101 for Pakistan (Rs 14,500, Rs 18,000 from January 2027, 10.2 million families). Nothing here describes what a particular household will receive.