Many people in Pakistan assume you can’t open a JazzCash, Easypaisa, SadaPay, or NayaPay account unless you have a SIM card registered under your own CNIC. That’s not the case. If you can receive text messages (OTP codes) on any phone number, you can sign up, even if the SIM is under your parent’s or sibling’s name.
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Myth vs Reality
- Myth: You must own a SIM that matches your CNIC.
- Reality: Any SIM with access to text messages works. You just need to see the OTP they send to confirm the phone is in your possession.
Do You Need a SIM Registered to Your CNIC?
No, a registered sim on your CNIC is not required to Open JazzCash & Easypaisa. You can create account on a sim not named under your cnic, it can be from someone else you know maybe your father or mother own your sim, but you need a valid CNIC number to create account under your name.
Learn How to Create Easypaisa Account
CNIC Is a Must
While the SIM ownership requirement is more flexible, having a valid CNIC in your own name is not. Each user needs to provide their own CNIC details for identity verification. If you don’t have a CNIC yet, you can’t open these accounts independently.
One CNIC = One Account
When you enter your CNIC during the registration process, remember that each CNIC can hold only one account per platform:
- One JazzCash account per CNIC
- One Easypaisa account per CNIC
- One SadaPay account per CNIC
- One NayaPay account per CNIC
If you try to register twice using the same CNIC and the same service, the second attempt will usually fail.
Learn How to Make JazzCash Account
Any Network User Can Join
It doesn’t matter if you’re on Jazz, Zong, Telenor, Ufone, SCOM or ONIC these digital wallets work with all networks. The real key is just being able to see your verification texts (OTPs) whenever the app asks. As soon as you receive and enter that code, your account is confirmed.
How To Create Digital Wallet Account in Pakistan
- Download the App (e.g., JazzCash, Easypaisa, Sadapay, Nayapay)
- Enter Your Phone Number (even if not in your name)
- Type in Your CNIC
- Wait for the OTP and type it in
- Complete Your Profile (PIN, personal details, etc.)
With that done, your mobile wallet or digital bank account is ready.
Final Thoughts
- You need your own CNIC, but not necessarily your own SIM.
- One CNIC equals one account per service, no duplicates.
- Any network user can open these apps as long as they can receive texts on their phone.
So if you’re waiting on your own SIM or using a relative’s phone number, don’t worry. As long as you get those OTP codes, you can enjoy secure, cashless transactions on all major digital wallets in Pakistan.
Umer Kureshi is the Lead Administrator with a strong background in technology and digital marketing. As the Lead Administrator, and Writer at Pakera.pk, Umer manages the website operations, optimizes website content and writes engaging guides on technology and current events happening in Pakistan.
Currently, Umer is pursuing a Bachelor’s in Management Studies from Government College University, Lahore. Umer combines his academic insight, knowledge, and critical thinking with practical experience to give impactful results. Umer also contributes to Xfilink Pvt Ltd as the Lead Writer of Content Writers Team and to Technology Elevation, where he looks over affiliate marketing, web design, technical writing and proofreading.
In his free time, Umer stays active and energetic by regularly participating in sports and outdoor activities, combining his athletic spirit with a passion for staying sharp and focused.
