Workers Welfare Fund Death Grant and Marriage Grant in Pakistan: Who Qualifies, the 2-Year Limit and Every Document
Workers Welfare Fund death and marriage grants in Pakistan: claim within 2 years, who gets the money, 3 years of service rule and every document. Forms here.
The Workers Welfare Fund pays a death grant to the family of an industrial worker who dies in service, if they apply within 2 years, and a marriage grant for the daughter of a worker with at least 3 years of service. Both need EOBI or Social Security registration, an employer certificate and a form with a bank IBAN. Below are the full rules from WWF's own policy, who in the family receives the money, every document, and the 15 day processing target.
WWF is the federal fund that the Workers Welfare Boards in each province pay out from. We read the death and marriage grant eligibility and policy pages, the FAQs, the forms and the service timeline on wwf.gov.pk on 31 October 2026. WWF's pages do not state the grant amounts, so check the current rate with your provincial board. Punjab's own process is covered in our guides to the workers death grant in Punjab and the workers marriage grant in Punjab.
WWF grants are only for registered industrial workers, not all employees
WWF serves industrial workers of establishments that pay into the fund under the WWF Ordinance 1971 or the Companies Profits (Workers' Participation) Act 1968. The worker must meet the definition in the Industrial Relations Act 2012 and be registered with EOBI or Social Security.
WWF's FAQ says plainly that its beneficiaries are industrial workers of Pakistan, not overseas Pakistanis. Government servants, shop staff in unregistered businesses and domestic workers are outside it. The factory or mine must be registered under the law that applies to it, and the form asks for proof that it pays its WWF or WPPF contribution.
| Rule | Death grant | Marriage grant |
|---|---|---|
| Minimum service | None | 3 years in total |
| EOBI or Social Security | Required, with a mine worker exception | Required |
| Time limit | Apply within 2 years of death | Delay can be condoned by WWF and the board |
| Who receives | Widow, then young sons and unmarried daughters, then parents | Paid for each daughter aged 18 or over |
| Paid by | Provincial Workers Welfare Board, into a bank account | Provincial Workers Welfare Board, into a bank account |
The death grant needs the death to happen in service, and a claim within 2 years
The worker must have died while employed. There is no minimum length of service. A worker retired early by force also counts if he dies before age 60. The family must apply within 2 years of the death, and WWF says later applications will not be processed.
- The worker met the industrial worker definition in the IRA 2012.
- The death happened during service. No minimum service is needed.
- A worker compulsorily retired during service is covered if he dies before turning 60.
- The worker was registered with EOBI or Social Security.
- If the worker died within 90 days of joining, before an EOBI or Social Security card was made, the claim needs proof of employment attested by the District Labour Officer or the Inspector of Mines.
- For a mine worker, the family must have received compensation through the Compensation Commissioner's court under the Workmen's Compensation Act 1923.
The two WWF documents do not fully agree on lateness. The rules printed with the form say claims after 2 years will not be processed. The policy page on the website says the board chairman and the WWF Secretary can condone a delay. So a family that has missed the 2 years should still apply and ask for condonation in writing.
The widow receives the death grant first, then children, then parents
WWF calls the death grant a compensation, not part of the estate. It is split among the widow or widows. With no widow, it goes to sons under 18 and unmarried daughters. With none of them, it goes to the worker's living parents, and to nobody else.
This order matters in families with a dispute. A married adult son, a brother or an uncle cannot claim it. Because the money is paid into a bank account, the form asks for the IBAN, account title and branch of the person receiving it, together with the names and ages of the children.
The marriage grant covers every daughter of an eligible worker aged 18 or over
The worker needs at least 3 years of total service, EOBI or Social Security registration, and a job in a working, registered factory or mine. All daughters aged 18 or over qualify, and so do female workers themselves. If both parents are eligible workers, only one of them claims.
- A worker who became disabled in service, and gets disability benefits from EOBI or Social Security, can still claim for his daughters.
- The daughter of a worker who died in service can claim if the worker was registered with EOBI and the family received the death grant.
- The affidavit warns that if any detail is false, the applicant will refund double the grant.
Documents and the step-by-step claim
Both grants use a printed WWF form in Urdu, downloadable from the Downloads page of wwf.gov.pk. You attach attested copies, an employer certificate attested by the District Labour Officer or Inspector of Mines, and a sworn affidavit, then submit it through your provincial Workers Welfare Board.
- Download the Death Grant Form or the Marriage Grant Form (Revised) from wwf.gov.pk.
- Fill in the worker's details, EOBI or Social Security number, and the bank IBAN, title and branch of the person to be paid.
- Get the employer to complete and stamp the employer section, then get it attested by the District Officer (Labour) or the Inspector of Mines.
- Attach attested CNIC copies of the worker and of the widow, heirs or bride.
- Attach the NADRA Form-B or Family Registration Certificate, and the EOBI or Social Security card copy.
- Add the death certificate for a death grant, or the Nikah Nama for a marriage grant.
- Sign the affidavit before a Notary Public or Oath Commissioner, then submit the file to your provincial Workers Welfare Board and keep a receipt.
For a death grant, the form's checklist also asks for the last pay slip, the service certificate and the appointment letter. District, divisional or regional committees check the case, and the provincial board pays the bank account directly.
WWF's own target is 15 days from receipt to payment
WWF's service timeline for marriage and death grants adds up to 15 days. It runs from receiving the claim through scrutiny, a committee, verification with NADRA, EOBI and the employer, pre-audit and approval, to disbursement to the family.
If your claim takes much longer, write to WWF in Islamabad on 051-9106325 or info@wwf.gov.pk with the worker's CNIC and the date you submitted. Keep the employer certificate original safe, because a missing attestation is a common reason for a file to come back. WWF's own pages differ on applying online. Its FAQ still says an online claims system "will be available soon", but its Welfare Database page says WWF has used its Management Information System (MIS) for education, marriage and death grant claims since January 2024, with online submission at mis.wwf.gov.pk. When we opened the MIS on 1 November 2026 it was live but showed a "Registration Closed" banner, so new workers may not be able to sign up yet. Our guide to tracking a WWF claim on the MIS explains how it works.
Common questions
What is the time limit for the WWF death grant?
Two years from the date of death. The form's rules say later claims are not processed, but WWF's policy page allows a delay to be condoned, so ask in writing.
Who receives the Workers Welfare Fund death grant?
The widow or widows. If none, sons under 18 and unmarried daughters. If none, the worker's living parents.
How many years of service are needed for the marriage grant?
At least 3 years of total service, with EOBI or Social Security registration.
Can a daughter of a deceased worker get the marriage grant?
Yes, if the worker died in service, was registered with EOBI and the family received the death grant.
How much is the WWF death grant?
WWF's website does not state the amount. Ask your provincial Workers Welfare Board for the current rate before you apply.
Can I apply for the WWF grant online?
Possibly. WWF's Welfare Database page says marriage and death grant claims have gone through its MIS at mis.wwf.gov.pk since January 2024, but its FAQ still calls the system "available soon", and on 1 November 2026 the MIS showed "Registration Closed". If you cannot register there, use the printed forms from wwf.gov.pk.
How we verified this
What we checked, where we read it, and what we could not confirm.
Last checked 31 October 2026. We read WWF's death grant and marriage grant eligibility and policy pages, its FAQs, its Downloads page, the Urdu Death Grant Form with its rules page, the Marriage Grant Form (Revised) and the WWF service timeline, all on wwf.gov.pk. The contact number is from the same site. We could not find the grant amounts or the separate rules of each provincial board on WWF's site, and we did not submit a claim.
About the author
Public Services and Education Journalist
Fajr Riaz is a journalist and content writer at Pakistan Era, based in Lahore. She covers the questions people meet in everyday life in Pakistan: how a public service works, what a change in the rules means, and where to find a reliable answer.
