Saudi Riyal, UAE Dirham and Pound Rate in Pakistan 2026: Every Month's SBP Rate (Full List)

The Saudi riyal fell from Rs 74.69 at the end of 2025 to Rs 73.72 on 3 November 2026, and the UAE dirham from Rs 76.28 to Rs 75.34, on the State Bank of Pakistan's (SBP) official rates. So 1,000 riyals sent home now buys about Rs 971 less than in January, and 1,000 dirhams about Rs 932 less.

Most Pakistani families with someone working abroad are paid in riyals, dirhams or pounds, not dollars. We read the SBP's mark-to-market rate sheet for the end of each month of 2026 and pulled out the currencies that matter to them. Below is every month's rate for the riyal, dirham, pound and the other Gulf currencies, what the change means for a monthly remittance, and how to check any day's rate yourself.

Saudi riyal and UAE dirham rates for every month of 2026

The riyal and dirham both lost value against the rupee in every month of 2026. The riyal fell by Rs 0.97 in total and the dirham by Rs 0.93, a drop of about 1.3% and 1.2%. The fall was slow and steady, about 5 to 17 paisa a month for the riyal.

The riyal, dirham and Qatari riyal are all tied to the US dollar by their own central banks. So they move against the rupee almost exactly as the dollar does. The dollar list for the same months is in the dollar rate for every month of 2026.

For May and June, the SBP archive no longer links a sheet for the last working day. We used the latest it does link, 19 May and 29 June. Every other row is the last working day of the month.

The pound swung between Rs 367 and Rs 385

The British pound did not move in a straight line like the Gulf currencies. It started 2026 at Rs 377.17, peaked at Rs 385.47 in January and dipped to Rs 367.62 by late June. On 3 November it was Rs 371.24, about 1.6% lower than at the start of the year.

The Kuwaiti dinar fell from Rs 909.88 to Rs 898.28, about 1.3%, and the Omani rial from Rs 727.55 to Rs 718.71, about 1.2%. The daily pound figures for last month are in the October pound and euro history.

What the change means for a monthly remittance

A worker who sends the same amount every month now delivers slightly fewer rupees than in January. The gap is about 1.2% to 1.6%, depending on the currency. For most families that is a few hundred to a few thousand rupees a month.

These are SBP rates. Your bank, exchange company or app pays its own rate, which is usually a little lower. Inflation matters more than the exchange rate here: prices in Pakistan rose much faster than 1.2% over the same months. The monthly inflation figures are in Pakistan's inflation rate for every month of 2026, and the total sent home each month is in Pakistan's remittances for 2026.

How to check the riyal or dirham rate for any date

The SBP posts a rate sheet for more than 30 currencies on every working day. It is free and needs no account.

1. Open sbp.org.pk and go to Financial Markets, then Financial Market Data.
2. Find "Mark to Market Revaluation Exchange Rate" and open its archive.
3. Pick the date you want and open the PDF.
4. Find SAR, AED, GBP, KWD, OMR or QAR in the currency column.
5. Read the "READY" column. That is the rate for the day.

The same page also has a "Weighted Average Customer Exchange Rates" sheet, which shows what banks paid customers on average. Use it to judge whether your bank's rate is fair, as set out in checking a riyal or dirham rate against SBP customer rates.

Common questions

What was the Saudi riyal rate in Pakistan in January 2026?

The SBP rate was Rs 74.5922 on 30 January 2026. The year started at Rs 74.6945.

What is the UAE dirham rate in Pakistan now?

The SBP rate was Rs 75.3434 on 3 November 2026, down from Rs 76.2759 at the end of 2025.

Did the riyal go up or down in 2026?

Down. It lost value against the rupee in every month, by Rs 0.97 in total to 3 November.

Why do the riyal and dirham move like the dollar?

Saudi Arabia and the UAE fix their currencies to the US dollar. So when the rupee gains on the dollar, it gains on both.

Which pound rate was the highest in 2026?

Rs 385.4710 on 30 January 2026, the highest of the month-end sheets we read.

How we verified this

What we checked, where we read it, and what we could not confirm.

Last checked 4 November 2026 at about 06:30 PKT. We read the SBP mark-to-market rate archive and each month's PDF sheet, including those for 31 December 2025 and 3 November 2026. The changes, percentages and remittance examples are our own arithmetic. We did not check any bank's, exchange company's or app's own rate.