Guides
Gas Load Shedding Schedule in Pakistan This Winter
The 2026-27 schedule is not out yet. What last winter's slots were, where the official notice appears, and the safety part that matters.
Shahid Anwar · · 5 min read
Latest articles , page 9
Page 9 of 38
Guides
Bait-ul-Mal Education Stipends and Orphan Support
Fees including boarding go straight to the institution. Public sector students only, and children of government employees cannot apply.
Fajr Riaz · · 5 min read
Guides
Tax on Bank Profit and Savings in Pakistan
Tax is deducted before profit reaches you, on bank deposits, National Savings and Post Office accounts. Why your return looks lower.
Ali Akhtar · · 5 min read
Guides
The Tax on Your Mobile and Internet Bill in Pakistan
Advance tax is collected on phone bills, internet bills, prepaid cards and every electronic top-up. Where it comes off, and what to ask for.
Shahid Anwar · · 5 min read
Guides
The Tax on Your Wedding in Pakistan Is Adjustable
Section 236CB says the advance tax collected on a function is adjustable. It also covers seminars and concerts, and a separate caterer too.
Fajr Riaz · · 5 min read
Guides
Filers Pay No Advance Tax on Home Electricity in Pakistan
Section 235 does not apply to a domestic consumer whose name is on the Active Taxpayer List. A monthly saving most households never claim.
Ali Akhtar · · 5 min read
Guides
How Salary Tax Is Deducted in Pakistan
Tax comes off at your average rate for the year. Give payroll evidence of other tax withheld and credits, and the monthly deduction drops.
Ali Akhtar · · 5 min read
Guides
Misconduct and Dismissal Rules at Work in Pakistan
A fine is capped at three paisa in the rupee. Dismissal needs written notice within a month, a chance to explain, and an inquiry.
Shahid Anwar · · 6 min read
News
GRE and HAT Are Not Required Until Fall 2027
HEC made GRE or HAT mandatory for MS, MPhil and PhD, then deferred it. What applies to admissions this year, and what to plan for.
Fajr Riaz · · 4 min read
Guides
How Banks Decide Your Home Loan in Pakistan
The bank can lend 90 per cent, and total repayments cannot pass 65 per cent of income. Existing loans count. What proof is accepted.
Ali Akhtar · · 6 min read
Guides
How to Get a Disability Certificate and Special CNIC
Two documents in a fixed order. The certificate from Social Welfare first, then the Special CNIC from NADRA. What to take to each.
Shahid Anwar · · 5 min read
Guides
What to Do After a Dog Bite in Pakistan
Wash the wound with soap and water for at least 15 minutes, then reach a hospital the same day. What to ask for once you are there.
Fajr Riaz · · 5 min read
Guides
Child Custody and Guardianship in a Punjab Family Court
Custody is who the child lives with. Guardianship is legal authority. Visitation is its own entry. Filing the wrong one costs months.
Ali Akhtar · · 5 min read
Guides
What Your Employer Must Display at Work in Pakistan
Working hours, holidays, pay days and wage rates must be posted at the entrance, in Urdu. Plus the rules on stopping a shift.
Shahid Anwar · · 5 min read
Guides
How to Register a Copyright in Pakistan
A separate office under a separate law from trademarks. What registration actually gives you, and who owns work made for a client.
Fajr Riaz · · 5 min read
Guides
How to Register a Trademark in Pakistan
IPO Pakistan lets you file online as a SELF user without an agent. The form is TM-1, and the class you pick decides your protection.
Shahid Anwar · · 5 min read
Guides
What Rescue 1122 Actually Does in Pakistan
One number covers ambulance, fire, water rescue, road crashes and building collapse. And 1192 is the separate complaints line.
Fajr Riaz · · 4 min read
Guides
Capital Gains Tax on Property in Pakistan
The gain is what you sold it for minus what it cost. The holding period reduction was removed in 2022. What to keep as proof.
Ali Akhtar · · 5 min read
News
Crypto Services in Pakistan Must Apply by 5 September
Anyone providing virtual asset services since 5 March must apply for an NOC by 5 September or cease. What counts, and what does not.
Fajr Riaz · · 6 min read
Guides
How to Get Medical Help from Pakistan Bait-ul-Mal
Support of up to Rs 1 million for major illness, with an income limit of Rs 74,000 a month. Who qualifies, who cannot, and where to start.
Ali Akhtar · · 5 min read
Guides
How to File a Workplace Harassment Complaint in Pakistan
FOSPAH is a quasi-judicial body under the 2010 Act with offices in six cities. Who can complain, what else it covers, and how to file.
Shahid Anwar · · 5 min read
News
PTA Orders 180-Day Validity on Prepaid Balance
Any recharge must stay valid 180 days, and expired balance returns when you top up again. What was ordered, and how to complain if it does not.
Fajr Riaz · · 5 min read
Guides
How to Complain When an Insurance Claim Is Refused
The Federal Insurance Ombudsman takes complaints against insurers at no cost and without a lawyer. What it covers, and the papers to gather.
Ali Akhtar · · 6 min read
Guides
What Landlords in Pakistan Pay in Tax on Rent
A non-adjustable deposit counts as rent across ten tax years, and renting below market rate does not cut the bill. What the Ordinance says.
Fajr Riaz · · 6 min read