Guides
What to Do When Your Landlord Raises the Rent
What decides a rent dispute is the agreement. How to document a tenancy, pay in a way that leaves a record, and where disputes actually go.
Shahid Anwar · · 4 min read
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Guides
How to Make a Power of Attorney From Abroad
A power of attorney signed abroad needs consular attestation to work in Pakistan. The chain, the wording that protects you, and how to revoke it.
Fajr Riaz · · 5 min read
Guides
How to Open a Roshan Digital Account
A Roshan Digital Account opens from abroad with no branch visit. Who qualifies, what it does, and where applications actually get stuck.
Ali Akhtar · · 4 min read
Guides
What to Do If You Lose Your CNIC
Replacing the card is only half of it. How the NADRA replacement works, and why checking the SIMs on your CNIC is the step nobody takes.
Ali Akhtar · · 4 min read
Guides
What to Do After a Road Accident in Pakistan
Call 1122, then photograph the vehicles before anything moves. What to capture, when police are needed, and how not to lose a claim.
Shahid Anwar · · 4 min read
Guides
How to Get a Passport for a Child in Pakistan
The B-Form comes first and must match both parents' CNICs. What to take, what happens when one parent cannot attend, and choosing validity.
Fajr Riaz · · 4 min read
Guides
How to File a Monthly Sales Tax Return
Sales tax is filed every month, including a null return. The annexure sequence, why input tax claims fail, and how it differs from income tax.
Shahid Anwar · · 4 min read
Guides
How to Apply for a New Water Connection
There is no single WASA. Which office serves you, the documents, the survey and demand notice, and why old dues attach to the property.
Ali Akhtar · · 4 min read
Guides
How to Recover Money From an Unauthorised Bank Transaction
The burden of proving a transfer was authorised sits with the bank. What to do in the first hour, and the complaint that starts the clock.
Fajr Riaz · · 5 min read
Guides
How to Complain About a Petrol Pump in Pakistan
Short measure, bad fuel or overcharging is an OGRA complaint. What to capture at the pump, which channels to use, and what we could not verify.
Shahid Anwar · · 5 min read
Guides
How to Pay Punjab Property Tax Online
Pay Punjab property tax on ePay with your property number or CNIC. Finding the property, reading the challan, and the dates that matter.
Ali Akhtar · · 4 min read
Guides
How to Block a Lost or Stolen Phone in Pakistan
Block the SIM before the handset, because it carries your bank one time passwords. The IMEI you need, the PTA route, and what blocking cannot do.
Shahid Anwar · · 5 min read
Guides
How to Report a Cybercrime in Pakistan
Cybercrime moved from the FIA to NCCIA in 2026. What we could confirm, the evidence to collect first, and why to call your bank too.
Fajr Riaz · · 5 min read
Guides
How to Open a Bank Account in Pakistan
The Asaan Account is the simple route. What to take to the branch, why the source of funds answer matters, and the charges to ask about.
Fajr Riaz · · 4 min read
Guides
How to Dispute an Electricity Detection Bill
NEPRA rules set how a detection bill is worked out and how far back it can reach. What to ask for in writing, and how to escalate the dispute.
Ali Akhtar · · 5 min read
Guides
How to Change the Name on Your Electricity Bill
Change of name is a sub division counter process. The documents, why arrears follow the meter, and what to do if the old owner cannot sign.
Shahid Anwar · · 4 min read
Guides
How to Get a PESSI Social Security Card in Punjab
A PESSI card comes from your employer, not your own application. The benefits, how to check your status, and what to do if you are missing.
Fajr Riaz · · 5 min read
Guides
How to Apply for the PM Youth Business Loan
Tier one of the PM Youth Business Loan runs to Rs 500,000 at 0 percent markup. The tiers, the age limits, and how the online application works.
Ali Akhtar · · 5 min read
Guides
What to Do When a Cheque Bounces in Pakistan
A dishonoured cheque can be criminal under Section 489-F. The three elements required, the defence, and the route to the money.
Fajr Riaz · · 5 min read
Guides
How to Get a Driving Licence in Islamabad
Islamabad licences start with a learner permit and a waiting period before the test. Where to apply, what to bring, and what the portal verifies.
Shahid Anwar · · 5 min read
Guides
How to Reactivate a Dormant Bank Account
A dormant account still holds your money. How dormancy works, what counts as activity, and the branch steps that clear it, including from abroad.
Fajr Riaz · · 5 min read
Guides
How to Apply for a New Electricity Connection
Apply for a new electricity meter at enc.com.pk for LESCO, IESCO and the rest. Documents, the demand notice, and what blocks it.
Ali Akhtar · · 5 min read
Guides
How to Get a Fard of Your Land in Punjab
A Punjab fard comes from the Arazi Record Centre or punjab-zameen.gov.pk. What you need, the two types, and how to read it before you buy.
Shahid Anwar · · 5 min read
Guides
How Much Is the BISP Kafalat Payment
BISP Kafalat is reported at Rs 14,500 a quarter, rising to Rs 18,000 in January 2027. Its own site still shows Rs 8,500. Every figure explained.
Ali Akhtar · · 5 min read