How to Recover Money From an Unauthorised Bank Transaction
The burden of proving a transfer was authorised sits with the bank. What to do in the first hour, and the complaint that starts the clock.
Fajr Riaz · · 5 min read
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The burden of proving a transfer was authorised sits with the bank. What to do in the first hour, and the complaint that starts the clock.
Fajr Riaz · · 5 min read
Short fuel or overcharging at a pump in Pakistan? File on OGRA's online form, complain to the oil company, and keep the receipt as evidence.
Shahid Anwar · · 5 min read
Pay Punjab property tax on ePay Punjab with your property number or CNIC, check the challan and PSID, and pay by 30 September for a 5% rebate.
Ali Akhtar · · 5 min read
Block the SIM before the handset, because it carries your bank one time passwords. The IMEI you need, the PTA route, and what blocking cannot do.
Shahid Anwar · · 5 min read
Cybercrime moved from the FIA to NCCIA in 2026. What we could confirm, the evidence to collect first, and why to call your bank too.
Fajr Riaz · · 5 min read
Open a bank account in Pakistan with a valid CNIC, a mobile number and a fingerprint check. Asaan, digital, minor and business routes.
Fajr Riaz · · 6 min read
NEPRA's manual caps a home detection bill at 3 billing cycles, puts your billing history first and sets 15 days for the complaint.
Ali Akhtar · · 5 min read
NEPRA's documents for a change of name on an electricity bill, the 10 day limit, the deposit update, and SNGPL's online gas transfer.
Shahid Anwar · · 4 min read
A PESSI card comes from your employer, not your own application. The benefits, how to check your status, and what to do if you are missing.
Fajr Riaz · · 6 min read
Tier one of the PM Youth Business Loan runs to Rs 500,000 at 0 percent markup. The tiers, the age limits, and how the online application works.
Ali Akhtar · · 6 min read
Cheque bounced in Pakistan? Get the return memo, keep proof of the debt, and know Section 489-F: up to 3 years, compoundable, civil suit.
Fajr Riaz · · 6 min read
Islamabad licences start with a learner permit and a waiting period before the test. Where to apply, what to bring, and what the portal verifies.
Shahid Anwar · · 5 min read
A dormant account still holds your money. How dormancy works, what counts as activity, and the branch steps that clear it, including from abroad.
Fajr Riaz · · 6 min read
Apply for a new electricity connection on enc.com.pk or your company's app. NEPRA documents, Rs 1,220 per kW deposit and the 30 day limit.
Ali Akhtar · · 5 min read
A Punjab fard comes from the Arazi Record Centre or punjab-zameen.gov.pk. What you need, the two types, and how to read it before you buy.
Shahid Anwar · · 6 min read
BISP Kafaalat pays Rs 14,500 a quarter, rising to Rs 18,000 in January 2027 per the government IMF letter. Why BISP still says Rs 8,500.
Ali Akhtar · · 6 min read
The Islamabad High Court has suspended the 50 percent extra motorway toll for no M-Tag or low balance. NHA told the court it stopped charging it.
Shahid Anwar · · 6 min read
Bilibili has no creator payout for Pakistan. We traced the $0.80 per 1,000 views figure: it is not Bilibili's, and the original post said $0.70.
Fajr Riaz · · 5 min read
Check an e-challan in Pakistan on your province's own portal. Punjab needs plate plus CNIC, Sindh and Islamabad take CNIC, KP the ticket number.
Shahid Anwar · · 7 min read
FBR sales tax registration needs a bank certificate, GPS-tagged premises photos and meter details on IRIS, then NADRA biometrics in 30 days.
Shahid Anwar · · 7 min read
Open bilibili.tv in any browser and it works. The iPhone app is not sold here. Never install an APK from an unknown site.
Fajr Riaz · · 5 min read
The real result website for every Sindh board, tested 8 November 2026: Sukkur odd domain, Hyderabad expired certificate, Karachi two boards.
Shahid Anwar · · 7 min read
Check a Karachi e-challan at challan.sindhpolice.gov.pk. Half price within 14 days, doubles after 21, and 10 days to dispute on 1915.
Shahid Anwar · · 7 min read
Check a WASA water bill online in Lahore, Rawalpindi, Faisalabad, Gujranwala, Multan or Karachi, with the number format each portal wants.
Fajr Riaz · · 6 min read