How to Recover Money From an Unauthorised Bank Transaction
The burden of proving a transfer was authorised sits with the bank. What to do in the first hour, and the complaint that starts the clock.
Fajr Riaz · · 5 min read
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The burden of proving a transfer was authorised sits with the bank. What to do in the first hour, and the complaint that starts the clock.
Fajr Riaz · · 5 min read
Short measure, bad fuel or overcharging is an OGRA complaint. What to capture at the pump, which channels to use, and what we could not verify.
Shahid Anwar · · 5 min read
Pay Punjab property tax on ePay with your property number or CNIC. Finding the property, reading the challan, and the dates that matter.
Ali Akhtar · · 4 min read
Block the SIM before the handset, because it carries your bank one time passwords. The IMEI you need, the PTA route, and what blocking cannot do.
Shahid Anwar · · 5 min read
Cybercrime moved from the FIA to NCCIA in 2026. What we could confirm, the evidence to collect first, and why to call your bank too.
Fajr Riaz · · 5 min read
The Asaan Account is the simple route. What to take to the branch, why the source of funds answer matters, and the charges to ask about.
Fajr Riaz · · 4 min read
NEPRA rules set how a detection bill is worked out and how far back it can reach. What to ask for in writing, and how to escalate the dispute.
Ali Akhtar · · 5 min read
Change of name is a sub division counter process. The documents, why arrears follow the meter, and what to do if the old owner cannot sign.
Shahid Anwar · · 4 min read
A PESSI card comes from your employer, not your own application. The benefits, how to check your status, and what to do if you are missing.
Fajr Riaz · · 5 min read
Tier one of the PM Youth Business Loan runs to Rs 500,000 at 0 percent markup. The tiers, the age limits, and how the online application works.
Ali Akhtar · · 5 min read
A dishonoured cheque can be criminal under Section 489-F. The three elements required, the defence, and the route to the money.
Fajr Riaz · · 5 min read
Islamabad licences start with a learner permit and a waiting period before the test. Where to apply, what to bring, and what the portal verifies.
Shahid Anwar · · 5 min read
A dormant account still holds your money. How dormancy works, what counts as activity, and the branch steps that clear it, including from abroad.
Fajr Riaz · · 5 min read
Apply for a new electricity meter at enc.com.pk for LESCO, IESCO and the rest. Documents, the demand notice, and what blocks it.
Ali Akhtar · · 5 min read
A Punjab fard comes from the Arazi Record Centre or punjab-zameen.gov.pk. What you need, the two types, and how to read it before you buy.
Shahid Anwar · · 5 min read
BISP Kafalat is reported at Rs 14,500 a quarter, rising to Rs 18,000 in January 2027. Its own site still shows Rs 8,500. Every figure explained.
Ali Akhtar · · 5 min read
The Islamabad High Court has suspended the 50 percent extra motorway toll for no M-Tag or low balance. NHA told the court it stopped charging it.
Shahid Anwar · · 6 min read
Bilibili has no creator payout for Pakistan. We traced the $0.80 per 1,000 views figure: it is not Bilibili's, and the original post said $0.70.
Fajr Riaz · · 5 min read
We tested every provincial e-challan portal. Punjab and Sindh work well, Islamabad wants the challan number, and one police site will not load.
Shahid Anwar · · 6 min read
FBR's own list: GPS-tagged photos of your premises, a bank certificate, your utility meter numbers, then biometrics within 30 days. Nothing more.
Shahid Anwar · · 6 min read
Open bilibili.tv in any browser and it works. The iPhone app is not sold here. Never install an APK from an unknown site.
Fajr Riaz · · 5 min read
We opened all seven Sindh board sites. Hyderabad's certificate has expired, and Sukkur is not on the domain almost everyone guesses.
Shahid Anwar · · 6 min read
Pay a Karachi e-challan within 14 days and it is discounted. After 21 days it doubles, at 3 months your licence goes, at 6 months your CNIC.
Shahid Anwar · · 6 min read
We tested every WASA portal. The working link for each city, the account number format each one wants, and the addresses that no longer exist.
Fajr Riaz · · 7 min read