Guides
What to Do If a Landlord Cuts Your Utilities in Punjab
A landlord cannot cut water or power without cause, and a tenant whose rent is refused can deposit it in the Rent Tribunal instead.
Fajr Riaz · · 6 min read
Guides , page 156
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Guides
The Workers Profit Fund Nobody Claims in Pakistan
Covered companies pay five per cent of profits into a workers fund each year. You can encash the units in your name at any time.
Ali Akhtar · · 6 min read
Guides
Shop Receipt and Refund Rules in Punjab: Price Display, Receipts and a Rs 100,000 Fine
Punjab shops must show prices, give a full receipt and post their refund policy at the till. The Deputy Commissioner can fine up to Rs 100,000.
Ali Akhtar · · 7 min read
Guides
Check a Housing Scheme Before Buying a Plot in Pakistan: LDA, CDA, RDA Lists
Check a housing scheme on the LDA, CDA, RDA or FDA list before you pay. Approval stages, blocks, mortgaged plots and Islamabad's NOC rule.
Ali Akhtar · · 7 min read
Guides
Leave Entitlement in Pakistan: Annual, Casual, Sick and Paternity Leave Under the Factories Act
Leave entitlement in Pakistan: 14 days annual, 10 casual, 16 sick on half pay and 7 paternity, and what Punjab's 2026 Labour Code changes.
Shahid Anwar · · 7 min read
Guides
Advance Tax on Auction Purchases in Pakistan: 10% for Filers
Buyers at a public auction in Pakistan pay 10% advance tax on goods or 5% on property as filers, double as non-filers, on each instalment.
Ali Akhtar · · 6 min read
Guides
How to Register an Industrial Design in Pakistan
You need not be the author to register a design. But it must be unpublished worldwide, and an incomplete application dies at six months.
Shahid Anwar · · 6 min read
Guides
Foreign Domestic Worker Visa Tax in Pakistan: Rs 200,000, Adjustable
Rs 200,000 tax is collected each time a foreign domestic worker visa is issued or renewed in Pakistan, Rs 400,000 for non-filers. Adjustable.
Ali Akhtar · · 5 min read
Guides
Child Guardianship in Pakistan and How It Differs From Custody
A mother with custody may still need a guardianship order to deal with a child's property, bank account or documents. Two separate things.
Fajr Riaz · · 6 min read
Guides
Smog Season in Punjab: How to Protect Yourself, From NDMA's Smog Guidelines
How to protect yourself from smog in Punjab: windows shut, N95 or KN95 masks, no exercise at peak hours. NDMA's smog rules in plain English.
Fajr Riaz · · 6 min read
Guides
Fog Motorway Closures in Pakistan: Where NHMP Announces Them and When to Travel
Closures come from the motorway police, not the weather office. Why an early start is the wrong call, and what to carry before December.
Shahid Anwar · · 6 min read
Guides
Tax on Commission and Brokerage Income in Pakistan
The payer deducts before you see it, and netting off your commission is treated as payment. Who must deduct, and how to keep the credit.
Ali Akhtar · · 5 min read
Guides
Geographical Indications in Pakistan: 17 Registered GIs and the Rs 1,000 User Fee
You cannot own a GI in Pakistan. The Federal Government does. Producers register as Authorized Users for an official fee of Rs 1,000.
Fajr Riaz · · 6 min read
Guides
Patent Registration in Pakistan: Rs 6,750 Filing Fee, Steps and the Novelty Rule
File a patent with IPO-Pakistan on Form P-1 for Rs 6,750, expect the first exam report in 18 months, and never disclose the invention first.
Shahid Anwar · · 6 min read
Guides
Advance Tax When You Buy or Transfer a Vehicle in Pakistan
No advance tax is collected on a transfer more than five years after first registration. And you should not pay it twice on a new car.
Ali Akhtar · · 5 min read
Guides
Official Weather Forecast in Pakistan: PMD Now Publishes at weather.gov.pk
The official weather forecast in Pakistan is at weather.gov.pk. Direct PMD links for the daily forecast and warnings, plus HQ numbers.
Fajr Riaz · · 5 min read
Guides
Revised Basic Pay Scales 2026 in Pakistan: Full BPS-1 to 22 Pay Table
BPS-1 now starts at Rs 16,280 and BPS-22 at Rs 146,770. Full BPS-2026 table, the 7 per cent allowance, frozen HRA and new conveyance rates.
Ali Akhtar · · 7 min read
Guides
Gas Load Shedding Schedule in Pakistan This Winter
The 2026-27 schedule is not out yet. What last winter's slots were, where the official notice appears, and the safety part that matters.
Shahid Anwar · · 5 min read
Guides
Pakistan Bait-ul-Mal Education Stipend: How to Apply, and Rs 8,000 Orphan Support
Apply for a Pakistan Bait-ul-Mal education stipend through your government college. Fees go to the institution. Orphans get Rs 8,000 a month.
Fajr Riaz · · 5 min read
Guides
Tax on Bank Profit in Pakistan: 20% for Filers, 40% for Non-Filers
Tax on bank profit in Pakistan is 20% for filers and 40% if you are off the ATL; National Savings 15% and 30%. Section 7B and 151 explained.
Ali Akhtar · · 6 min read
Guides
Tax on Mobile and Internet Bills in Pakistan: 15% Under Section 236
Mobile and internet bills in Pakistan carry 15% advance tax and landlines 10% above Rs 1,000. Who is exempt, and how filers claim it back.
Shahid Anwar · · 4 min read
Guides
Wedding and Function Tax in Pakistan: 10% for Filers, and It Is Adjustable
Halls and marquees collect 10% advance tax on a function bill from filers and 20% from non-filers under 236CB. It is adjustable. How to claim it.
Fajr Riaz · · 5 min read
Guides
Filers Pay No Advance Tax on Home Electricity in Pakistan
Filers pay no advance tax on a home electricity bill. Non-filers pay nothing under Rs 25,000 and 7.5% at Rs 25,000 or more. What can be claimed.
Ali Akhtar · · 6 min read
Guides
How Salary Tax Is Deducted in Pakistan
Tax comes off at your average rate for the year. Give payroll evidence of other tax withheld and credits, and the monthly deduction drops.
Ali Akhtar · · 5 min read